413 Sumal Cmn, Livermore, CA 94551 Property Records

Alameda County property record for 413 Sumal Cmn, Livermore, CA 94551

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,612 sqft · built 2007
Lot Size	0.04 acres (1,753 sqft)
Owner	Trust Name on File
Last Sale	$780,000 (Feb 2018)
Tax Bill	$11,271 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`903-12-39`

Property Details

APN / Parcel Number

Primary APN	`903-12-39`
Alternative APN	`903-0012-039-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,612 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	1,753 sqft (0.04 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	413 SUMAL CMN
City	LIVERMORE
State	CA
Zip	94551-9530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00097 BLK: TR: 7610
Legal Subdivision	TRACT 7610
Legal Tract	7610
Legal Block	1
Legal Lot Number	97
Jurisdiction	ALAMEDA CA
Township / Civil Division	LIVERMORE-PLEASANTON
Census Block Group	1
Census Block	1047
Census Tract	451202

Owner

413 Sumal Cmn is owner-occupied and held in a trust since May 2024.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Trust Name on File
Mailing Address	413 SUMAL CMN, LIVERMORE, CA 94551-9530
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2020	Deed of Trust, Mortgage · ARM PNC BANK NA
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BK NA
Feb 22, 2018	Grant Deed, Transfer · Conventional Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2018 · Amount on File
Deed Sale	Feb 22, 2018 · Amount on File
Prior Sale	May 1, 2012 · Amount on File
Deed Document Number	201837245
Last Transfer Date	May 4, 2024
Transfer Doc	0000069569
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	413 SUMAL CMN, LIVERMORE, CA 94551-9530
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020916
Date	Jan 30, 2020
Instrument	2020020916

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	413 SUMAL CMN, LIVERMORE, CA 94551-9530
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 SUMAL CMN, LIVERMORE, CA 94551-9530

Mortgage

Document Number	0000310274
Date	Nov 13, 2020
Instrument	2020310274

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	413 SUMAL CMN, LIVERMORE, CA 94551-9530
Document Number	0000141012
Instrument Date	Jul 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 1, 2018
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	413 SUMAL CMN LIVERMORE CA 945519530, LIVERMORE, CA 94551-9530

Mortgage

Document Number	0000141012
Date	Jul 18, 2018
Instrument	141012

Lender

Name	JPMORGAN CHASE BK NA
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2048

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Feb 22, 2018
Property Address	413 SUMAL CMN, LIVERMORE, CA 94551-9530
Document Number	0000037245
Map Reference	DOC2007-200961
Instrument Date	Feb 15, 2018
Instrument	2018037245
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	413 SUMAL CMN, LIVERMORE, CA 94551-9530

Mortgage

Document Number	0000037246
Date	Feb 22, 2018
Instrument	2018037246

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 413 Sumal Cmn was $11,271 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Livermore City
Unified School District	Livermore Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$898,236 (+1.21%) Land $271,571 Building $633,665
2025	$11,271.00 Homeowner's exemption	$887,491 Land $266,247 Building $621,244
2023	$10,888.00 Homeowner's exemption	$853,030 Land $255,909 Building $597,121	$888,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Sumal Cmn in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Sumal Cmn is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIVERMORE serves 38,892 people · EPA ID CA0110011
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile, Unwired.

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