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437 S Sunshine Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 437 S Sunshine Ave, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,359 sqft · built 2004
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on File
Last Sale$305,000 (Oct 2008)
Tax Bill$5,177 (2025)
Deeds & MortgagesMay 2020 Mortgage
May 2020 Transfer
Flood ZoneZone X (minimal risk)
APN488-181-06-00

Property Details

APN / Parcel Number

Primary APN488-181-06-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,359 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleBungalow
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.172 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address437 S SUNSHINE AVE
CityEL CAJON
StateCA
Zip92020-5122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionBLK 9 LOT 8 (EX ST) TR 000997
Legal SubdivisionSMITH & HUBBELLS ADD
Legal Tract000997
Legal Block9
Legal Lot Number8
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2010
Census Tract15802

Owner

437 S Sunshine Ave is owned and occupied by two individuals who acquired it in May 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address7001 STETTER DR, ARLINGTON, TX 76001-6201
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 14, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
May 20, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2008 · Amount on File
Deed SaleOct 16, 2008 · Amount on File
Prior SaleApr 10, 2008 · Amount on File
Deed Document Number2008541056
Last Transfer DateMay 9, 2020
Transfer Doc0000256362
Record UpdatedOct 29, 2026

May 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMay 14, 2020
Property Address437 S SUNSHINE AVE, EL CAJON, CA 92020-5122
Document Number0000246739
Map ReferenceMAP 997
Instrument DateMay 9, 2020
Instrument2020-0246739
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyWFG TITLE CO OF CA SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address437 S SUNSHINE AVE, EL CAJON, CA 92020-5122

Mortgage

Document Number0000246740
DateMay 14, 2020
Instrument2020-0246740
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMay 20, 2020
Property Address437 S SUNSHINE AVE, EL CAJON, CA 92020-5122
Document Number0000256362
Instrument DateMay 9, 2020
Instrument256362
Transaction TypeTransfer
Record UpdatedMay 29, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address437 S SUNSHINE AVE EL CAJON CA 920205122, EL CAJON, CA 92020-5122

Tax Assessment & Valuation

The 2025 property tax bill for 437 S Sunshine Ave was $5,177 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$400,602 (+2%) Land $131,342 Building $269,260
2025$5,177.00 Homeowner's exemption$392,748 Land $128,767 Building $263,981
2023$5,649.00 (+11.51%) Homeowner's exemption$377,499 Land $123,768 Building $253,731
2022$5,066.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 437 S Sunshine Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1980)
Most Recent ClaimFeb 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 437 S Sunshine Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Starlink
Satellite		280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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