Utah County property record for 437 S 650 E, American Fork, UT 84003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,288 sqft · built 2020 |
| Lot Size | 0.024 acres (1,031 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $497,100 (Dec 2020) |
| Tax Bill | $2,388 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit May 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 65-578-0244 |
| Primary APN | 65-578-0244 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,288 sqft Living Area |
| Gross Area | 2,744 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 1,031 sqft (0.024 acres) |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Slab |
| Porch Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 437 S 650 E |
|---|---|
| City | AMERICAN FORK |
| State | UT |
| Zip | 84003-4186 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 244, CK FARMS, TERRACOM COMMUNITIES, PHASE 2 SUB AREA 0.024 AC. |
| Legal Subdivision | CK FARMS, TERRACOM COMMUNITIES, PHASE 2 |
| Legal Phase | 2 |
| Legal Unit | 244 |
| Jurisdiction | UTAH UT |
| Township / Civil Division | AMERICAN FORK-PLEASANT GROVE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 400 |
Source: Utah County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 437 S 650 E, AMERICAN FORK, UT 84003-4186 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2022 | Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU |
| May 1, 2020 | Deed of Trust, Mortgage · Commercial Mortgage BANNER BANK |
| Nov 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP |
| Dec 30, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Feb 28, 2020 | Warranty Deed, Transfer INVICTUS TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2020 · Amount on Record |
| Deed Sale | Dec 30, 2020 · Amount on Record |
| Prior Sale | Feb 28, 2020 |
| Deed Document Number | 2020209903 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 437 S 650 E, AMERICAN FORK, UT 84003-4186 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000108939 |
|---|---|
| Date | Oct 11, 2022 |
| Instrument | 108939:2022 |
| Name | AMERICA FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | OGDEN, UT 84405 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 437 S 650 E, AMERICAN FORK, UT 84003-4186 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Title Company | INVICTUS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000058729 |
|---|---|
| Date | May 1, 2020 |
| Instrument | 58729:2020 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | BOTHELL, WA 98011 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 437 S 650 E, AMERICAN FORK, UT 84003-4186 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN |
| Name | Verified Name |
|---|
| Document Number | 0000199771 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 199771:2021 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Dec 30, 2020 |
| Property Address | 437 S 650 E, AMERICAN FORK, UT 84003-4186 |
| Document Number | 0000209903 |
| Instrument Date | Dec 28, 2020 |
| Instrument | 209903:2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 12, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 437 S 650 E, AMERICAN FORK, UT 84003-4186 |
| Document Number | 0000209904 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 209904:2020 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Feb 28, 2020 |
| Property Address | 437 S 650 E, AMERICAN FORK, UT 84003-4186 |
| Document Number | 0000026328 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 26328 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2020 |
| Title Company | INVICTUS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10705 S JORDAN GTWY #150 SOUTH JORDAN UT 840953971, 150, SOUTH JORDAN, UT 84095-3971 |
| Investor | Possibly a Property Investor |
Source: Utah County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Utah |
| Municipality | American Fork City |
| County | Utah County |
| Unified School District | Alpine School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $279,895 (-43.69%) | $508,900 (+2.37%) Land $167,200 Building $341,700 | |
| 2025 | $2,388.00 | $497,100 (+97.73%) Land $167,200 Building $329,900 | $497,100 (+8.75%) Land $167,200 Building $329,900 |
| 2024 | $2,388.00 (+11.9%) | ||
| 2023 | $2,134.00 (+0.8%) | $251,405 | $457,100 Land $159,200 Building $297,900 |
| 2022 | $2,117.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Utah |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CentraCom, CenturyLink, Utah Broadband, Utah Telecommunication Open Infrastructure Agency.
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