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431 S 650 E, American Fork, UT 84003 Property Records

Utah County property record for 431 S 650 E, American Fork, UT 84003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,288 sqft · built 2020
Lot Size0.024 acres (1,031 sqft)
Owner2 Company Names on File
Last Sale$393,799 (Jul 2021)
Tax Bill$2,388 (2025)
Deeds & MortgagesJul 2026 Sale
Aug 2022 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN65-578-0243

Property Details

APN / Parcel Number

Primary APN65-578-0243

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,288 sqft Living Area
Gross Area2,744 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Roof TypeGable
Roof MaterialOther
Lot Area1,031 sqft (0.024 acres)
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces
PorchOpen Slab
Porch Area136 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address431 S 650 E
CityAMERICAN FORK
StateUT
Zip84003-4186
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 243, CK FARMS, TERRACOM COMMUNITIES, PHASE 2 SUB AREA 0.024 AC.
Legal SubdivisionCK FARMS, TERRACOM COMMUNITIES, PHASE 2
Legal Phase2
Legal Unit243
JurisdictionUTAH UT
Township / Civil DivisionAMERICAN FORK-PLEASANT GROVE
Census Block Group2
Census Block2012
Census Tract400

Owner

Source: Utah County assessment roll, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address777 W 800 S, AMERICAN FORK, UT 84003-4617
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2026Special Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 12, 2022Deed of Trust, Mortgage · Line of Credit
UTAH COMMUNITY CU
Jul 19, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 25, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Apr 23, 2020Deed of Trust, Mortgage · Line of Credit
BANNER BK
Feb 28, 2020Warranty Deed, Transfer
INVICTUS TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 19, 2021 · Amount on Record
Deed SaleJul 19, 2021 · Amount on Record
Prior SaleNov 25, 2020 · Amount on Record
Deed Document Number2021126721
Last Transfer DateMay 13, 2026
Transfer Doc0000057044
Record UpdatedSep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionUTAH UT
Recording DateJul 10, 2026
Property Address431 S 650 E, AMERICAN FORK, UT 84003-4186
Document Number0000057044
Instrument DateMay 13, 2026
Instrument202657044
Transaction TypeTransfer
Record UpdatedJul 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address777 W 800 S, AMERICAN FORK, UT 84003-4617

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUTAH UT
Property Address431 S 650 E, AMERICAN FORK, UT 84003-4186
Transaction TypeMortgage
Record UpdatedAug 24, 2022
Title CompanyMERIDIAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000089971
DateAug 12, 2022
Instrument89971:2022
Lender
NameUTAH COMMUNITY CU
TypeCredit Union
AddressPROVO, UT 84604
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueAug 11, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUTAH UT
Recording DateJul 19, 2021
Property Address431 S 650 E, AMERICAN FORK, UT 84003-4186
Document Number0000126721
Instrument DateJul 2, 2021
Instrument126721:2021
Transaction TypeTransfer
Record UpdatedMay 12, 2022
Title CompanyHIGHLANDER TITLE, HIGHLAND TITLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address431 S 650 E, AMERICAN FORK, UT 84003-4186

Mortgage

Document Number0000126722
DateJul 19, 2021
Instrument126722:2021
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

November 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionUTAH UT
Recording DateNov 25, 2020
Property Address431 S 650 E, AMERICAN FORK, UT 84003-4186
Document Number0000187730
Instrument DateNov 25, 2020
Instrument187730:2020
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 12, 2022
Title CompanyOLD REPUJBLIC TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address431 S 650 E, AMERICAN FORK, UT 84003-4186

Mortgage

Document Number0000187731
DateNov 25, 2020
Instrument187731:2020
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUTAH UT
Property Address431 S 650 E, AMERICAN FORK, UT 84003-4186
Document Number0000058729
Instrument DateApr 23, 2020
Transaction TypeMortgage
Record UpdatedOct 26, 2020
Title CompanyINVICTUS TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address400 N 34TH ST #300 SEATTLE WA 981038600, 300, SEATTLE, WA 98103-8600
InvestorPossibly a Property Investor

Mortgage

Document Number0000058729
DateMay 1, 2020
Instrument58729
Lender
NameBANNER BK
TypeBank
Address19800 N CREEK PKWY, BOTHELL, WA 98011-8206
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUTAH UT
Recording DateFeb 28, 2020
Property Address431 S 650 E, AMERICAN FORK, UT 84003-4186
Document Number0000026328
Instrument DateFeb 28, 2020
Instrument26328
Transaction TypeTransfer
Record UpdatedOct 26, 2020
Title CompanyINVICTUS TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10705 S JORDAN GTWY #150 SOUTH JORDAN UT 840953971, 150, SOUTH JORDAN, UT 84095-3971
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateUtah
MunicipalityAmerican Fork City
CountyUtah County
Unified School DistrictAlpine School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$279,895 (-43.69%)$508,900 (+2.37%) Land $167,200 Building $341,700
2025$2,388.00$497,100 (+97.73%) Land $167,200 Building $329,900$497,100 (+8.75%) Land $167,200 Building $329,900
2024$2,388.00 (+11.9%)
2023$2,134.00 (+0.8%)$251,405$457,100 Land $159,200 Building $297,900
2022$2,117.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMERICAN FORK CITY
serves 39,045 people · EPA ID UTAH25008
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Boston Omaha, LICT, Lumen Technologies, Utah Telecommunication Open Infrastructure Agency.

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