Kennebec County and Readfield Town property record for 405 Plains Rd, Readfield, ME 04355
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1975 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,057 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RFLD M:122 L:017 |
| Primary APN | RFLD M:122 L:017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 960 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Lot Area | 87,120 sqft (2 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 876 |
|---|---|
| Street Address | 405 PLAINS RD |
| City | READFIELD |
| State | ME |
| Zip | 04355-3126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDE |
| Legal Lot Number | 17 |
| Jurisdiction | READFIELD ME |
| Township / Civil Division | READFIELD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 15000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
405 Plains Rd is owned and occupied by two individuals.
Source: Kennebec County and Readfield Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 PLAINS RD, READFIELD, ME 04355-3126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READFIELD ME |
| Property Address | 405 PLAINS RD, READFIELD, ME 04355-3126 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 2024007816 |
|---|---|
| Date | Apr 24, 2024 |
| Book Page | 15031/207 |
| Instrument | 2024007816 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
The 2025 property tax bill for 405 Plains Rd was $3,057, up 3.7% from the year before.
Source: Kennebec County and Readfield Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| County Subdivision | Readfield Town |
| Unified School District | Regional School Unit 38 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,057.00 (+3.7%) | $253,500 (+15.12%) Land $32,300 Building $221,200 |
| 2024 | $2,948.00 (+7.59%) | $220,200 (+13.8%) Land $28,100 Building $192,100 |
| 2023 | $2,740.00 (+38.59%) | $193,500 (+11.59%) Land $24,700 Building $168,800 |
| 2022 | $1,977.00 | $173,400 Land $22,100 Building $151,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 405 Plains Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2008 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Plains Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
4G LTE only, no 5G reported
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