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437 Omen St, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 437 Omen St, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,959 sqft · built 2007
Lot Size0.459 acres (20,000 sqft)
OwnerIndividual Name on Record
Last Sale$194,000 (Apr 2018)
Tax Bill$2,481 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Aug 2023 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN40-23-01-379-016

Property Details

APN / Parcel Number

Primary APN40-23-01-379-016
Alternative APNs
  • 0089054-000000-8
  • 10004605109

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,959 sqft Living Area
Gross Area2,786 sqft

Exterior

Year BuiltBuilt 2007
Architectural StyleOther
Exterior MaterialComposition/Composite
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area20,000 sqft (0.459 acres)
Lot Dimensions125 ft deep x 160 ft wide
Garage Area462 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area365 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10004605109
Old Parcel Number00890540000008
Street Address437 OMEN ST
CityPUNTA GORDA
StateFL
Zip33982-8520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionPRS 006 000H 0027 PRS 006 000H 0027 PEACE RIVER SHORES UN 6 BLK H LT 27 256/215 DC2470/2114(HGB) 2521/495 43
Legal Range23E
Legal Township40S
Legal Section01
Legal SubdivisionPEACE RIVER SHORES
Legal BlockH
Legal Lot Number27 28
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1095
Census Tract10200

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address437 OMEN ST, PUNTA GORDA, FL 33982-8520
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2024Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Aug 1, 2023Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Jan 31, 2019Deed of Trust, Mortgage · FHA Mortgage
PACIFIC UNION FINANCIAL LLC
Oct 16, 2020Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Oct 3, 2019Deed of Trust, Mortgage · FHA Mortgage
MR COOPER
Apr 9, 2018Warranty Deed, Transfer · FHA Mortgage
UNIFIRST MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 9, 2018 · Amount on Record
Deed SaleApr 9, 2018 · Amount on Record
Prior SaleJul 28, 2004 · Amount on Record
Deed Document Number2601704
Deed Book / Page4301 / 0707
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address437 OMEN ST, PUNTA GORDA, FL 33982-8520
Transaction TypeMortgage
Record UpdatedFeb 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address437 OMEN ST, PUNTA GORDA, FL 33982-8520

Mortgage

Document Number0003365919
DateFeb 5, 2024
Instrument3365919
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term321 Months
DueNov 1, 2050

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address437 OMEN ST, PUNTA GORDA, FL 33982-8520
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address437 OMEN ST, PUNTA GORDA, FL 33982-8520

Mortgage

Document Number0003298159
DateAug 1, 2023
Instrument3298159
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term327 Months
DueNov 1, 2050

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address437 OMEN ST, PUNTA GORDA, FL 33982-8520
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044020247
DateJan 31, 2019
Book Page4402/0247
Instrument2680470
Lender
NamePACIFIC UNION FINANCIAL LLC
TypeLending Institution
AddressDALLAS, TX 75234
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2049

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address437 OMEN ST, PUNTA GORDA, FL 33982-8520
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address437 OMEN ST, PUNTA GORDA, FL 33982-8520

Mortgage

Document Number0046470338
DateOct 16, 2020
Book Page4647/338
Instrument2862592
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address437 OMEN ST, PUNTA GORDA, FL 33982-8520
Document Number0044921174
Instrument DateOct 3, 2019
Transaction TypeMortgage
Record UpdatedOct 24, 2019
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address437 OMEN ST PUNTA GORDA FL 339828520, PUNTA GORDA, FL 33982-8520

Mortgage

Document Number0044921174
DateOct 10, 2019
Book Page004492/001174
Instrument2750978
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 9, 2049

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateApr 9, 2018
Property Address437 OMEN ST, PUNTA GORDA, FL 33982-8520
Document Number0043010707
Book / Page4301 / 0707
Map ReferenceMB4 PG32
Instrument DateApr 5, 2018
Instrument2601704
Transaction TypeTransfer
Record UpdatedFeb 7, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,358.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2340 CHERIMOYA LN, 2340, SAINT JAMES CITY, FL 33956-2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address437 OMEN ST, PUNTA GORDA, FL 33982-8520

Mortgage

Document Number0002601705
DateApr 9, 2018
Instrument2601705
Lender
NameUNIFIRST MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,481.00 (-30.95%) Homeowner's exemption$204,493 (+5.99%)$291,797 (+2.09%) Land $24,684 Building $267,113
2023$3,593.00 (+3.66%) Homeowner's exemption$192,942 (+3%)$285,832 (+14.14%) Land $24,716 Building $261,116
2022$3,466.00 Homeowner's exemption$187,322$250,428 Land $17,850 Building $232,578

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 126 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies126 in force
Nearby Flood Claims68 (1982–2024)
Claims Outside the SFHA4 of 68
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 29 claims
  • Hurricane Helene, Sep 2024 · 14 claims
  • Hurricane Ian, Sep 2022 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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