Charlotte County property record for 422 Omen St, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,200 sqft · built 1971 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Sep 2025) |
| Tax Bill | $3,610 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 402301380003 |
| Primary APN | 402301380003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 1,560 sqft |
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 640 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 360 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00890590000003 |
|---|---|
| Street Address | 422 OMEN ST |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-8519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PEACE RIVER SH UN 6 BLK I LT 5 293/967 366/883-87 411/946 414/899 864/1075 1440/337 3007/1878 3495/1495 CD4199/215 PRS 006 000I 0006 PEACE RIV SH UN 6 BLK I LT 6 299/818 TD3327/1081 3489/712 3495/1493 CD4199/216 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 01 |
| Legal Subdivision | PEACE RIVER SH |
| Legal Tract | PRS |
| Legal Block | I |
| Legal Lot Number | 5 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 10200 |
422 Omen St is owned and occupied by two individuals who bought it in September 2025.
Source: Charlotte County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 422 OMEN ST, PUNTA GORDA, FL 33982-8519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2021 | Deed of Trust, Mortgage CREWS BANK & TRUST |
| Apr 13, 2017 | Deed of Trust · Conventional Mortgage FIRST ST BK/ARCADIA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2025 · Amount on File |
| Deed Sale | Sep 2, 2025 · Amount on File |
| Prior Sale | Apr 1, 2017 · Amount on File |
| Deed Document Number | 20253563665 |
| Prior Transfer Date | Jul 16, 2010 |
| Prior Transfer Doc | 0034951495 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 422 OMEN ST, PUNTA GORDA, FL 33982-8519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 422 OMEN ST, PUNTA GORDA, FL 33982-8519 |
| Document Number | 0046900788 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 4690/788 |
| Instrument | 2891451 |
| Name | CREWS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | ARCADIA, FL 34266 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 422 OMEN ST, PUNTA GORDA, FL 33982-8519 |
| Document Number | 0041990217 |
| Book / Page | 004199 / 000217 |
| Instrument Date | Apr 13, 2017 |
| Record Updated | Jul 11, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 422 OMEN ST PUNTA GORDA FL 339828519, PUNTA GORDA, FL 33982-8519 |
| Document Number | 0041990217 |
|---|---|
| Date | May 16, 2017 |
| Book Page | 004199/000217 |
| Instrument | 2523915 |
| Name | FIRST ST BK/ARCADIA |
|---|---|
| Type | Bank |
| Address | ARCADIA, FL 34266 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 15, 2037 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 422 Omen St was $3,610, down 6.7% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,610.00 (-6.69%) | $196,597 (-1.08%) Land $22,440 Building $174,157 | $196,597 (+47.14%) Land $22,440 Building $174,157 |
| 2024 | $3,869.00 | $198,743 (-0.25%) | $133,609 (-0.25%) Land $27,200 Building $106,409 |
| 2023 | $199,248 (+230.86%) | $133,948 (-36.39%) Land $26,720 Building $107,228 | |
| 2022 | $3,148.00 Homeowner's exemption | $60,222 | $210,591 Land $20,400 Building $190,191 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 422 Omen St in Zone X, an area of minimal flood risk, though there have been 68 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 126 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 126 in force |
| Nearby Flood Claims | 68 (1982–2024) |
| Claims Outside the SFHA | 4 of 68 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 422 Omen St is moderate, ranking above 52% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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