Emmet County property record for 437 Myrtle St, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,590 sqft |
| Lot Size | 0.149 acres (6,526 sqft) |
| Owner | Individual Name on File |
| Last Sale | $109,000 (Feb 2014) |
| Tax Bill | $2,590 (2024) |
| Deeds & Mortgages | Aug 2022 Mortgage May 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-05-300-123 |
| Primary APN | 52-19-05-300-123 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,590 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Basement Area | 1,170 sqft |
| Unfinished Basement | 1,170 sqft |
| Lot Area | 6,526 sqft (0.149 acres) |
|---|---|
| Garage Area | 396 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 437 MYRTLE ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-3037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COP R-2 |
| Legal Description | COM 693' N & 520' E OF SW 1/4 OF SW 1/4 FOR POB, TH N 133', E 50', S 133', W 50' TO BEG. SECTION 5, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 05 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 970700 |
437 Myrtle St is owned and occupied by an individual who bought it in February 2014.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 437 MYRTLE ST, PETOSKEY, MI 49770-3037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK |
| May 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK |
| May 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK |
| Jan 29, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance 4 FRONT CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2014 · Amount on File |
| Deed Sale | Feb 25, 2014 · Amount on File |
| Prior Sale | Aug 12, 2004 · Amount on File |
| Deed Document Number | 20145116894 |
| Deed Book / Page | 1164 / 170 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 437 MYRTLE ST, PETOSKEY, MI 49770-3037 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 437 MYRTLE ST, PETOSKEY, MI 49770-3037 |
| Document Number | 0000001246/0000000217 |
|---|---|
| Date | Aug 9, 2022 |
| Book Page | 0000001246/0000000217 |
| Instrument | 5199187 |
| Name | FLAGSTAR BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 437 MYRTLE ST, PETOSKEY, MI 49770-3037 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 437 MYRTLE ST, PETOSKEY, MI 49770-3037 |
| Document Number | 0000001243/0000000676 |
|---|---|
| Date | May 4, 2022 |
| Book Page | 0000001243/0000000676 |
| Instrument | 5196648 |
| Name | FLAGSTAR BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 437 MYRTLE ST, PETOSKEY, MI 49770-3037 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 437 MYRTLE ST, PETOSKEY, MI 49770-3037 |
| Document Number | 0000001243/0000000677 |
|---|---|
| Date | May 4, 2022 |
| Book Page | 0000001243/0000000677 |
| Instrument | 5196649 |
| Name | FLAGSTAR BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 437 MYRTLE ST, PETOSKEY, MI 49770-3037 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1209/593 |
|---|---|
| Date | Jan 29, 2019 |
| Book Page | 1209/593 |
| Instrument | 5162509 |
| Name | 4 FRONT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2034 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $179,300 Land $179,300 | $358,600 Land $358,600 | |
| 2024 | $2,590.00 | ||
| 2023 | $117,400 Land $117,400 | $234,800 Land $234,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 437 Myrtle St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 437 Myrtle St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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