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421 Myrtle St, Petoskey, MI 49770 Property Records

Emmet County property record for 421 Myrtle St, Petoskey, MI 49770

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,582 sqft · built 1972
Lot Size0.159 acres (6,962 sqft)
OwnerCompany Name on Record
Last Sale$87,500 (Sep 1995)
Tax Bill$2,412 (2024)
Deeds & MortgagesOct 2018 Mortgage
Oct 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN52-19-05-300-119

Property Details

APN / Parcel Number

Primary APN52-19-05-300-119

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,582 sqft Living Area
1st Floor Area1,582 sqft
Basement Area1,582 sqft
Unfinished Basement1,582 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Lot Area6,962 sqft (0.159 acres)
Garage Area360 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address421 MYRTLE ST
CityPETOSKEY
StateMI
Zip49770-3037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCOP R-2
Legal DescriptionCOM 693' N & 270' E OF SW COR OF SW 1/4, TH N 133', E 50', S 133', W TO BEG. SECTION 5, T34N, R5W
Legal Range05W
Legal Township34N
Legal Section05
Legal SubdivisionSW4S5 T34N R5W
JurisdictionEMMET MI
Township / Civil DivisionPETOSKEY
Census Block Group3
Census Block3016
Census Tract970700

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address421 MYRTLE ST, PETOSKEY, MI 49770-3037
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2018Deed of Trust, Mortgage
ST FRANCIS X FEDERAL CREDIT UNION
Oct 19, 2017Deed of Trust, Mortgage
ST FRANCIS X FCU
Oct 16, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 1995 · Amount on Record
Deed SaleSep 1, 1995 · Amount on Record
Last Transfer DateJul 8, 2024
Transfer Doc001260/868
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address421 MYRTLE ST, PETOSKEY, MI 49770-3037
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001207/0000000129
DateOct 10, 2018
Book Page0000001207/0000000129
Instrument000005160022
Lender
NameST FRANCIS X FEDERAL CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded
Term75 Months
DueJan 1, 2025

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address421 MYRTLE ST, PETOSKEY, MI 49770-3037
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1198/0643
DateOct 19, 2017
Book Page1198/0643
Instrument5151519
Lender
NameST FRANCIS X FCU
TypeCredit Union
Agreement
AmountAmount Recorded
Term84 Months
DueOct 3, 2024

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionEMMET MI
Recording DateOct 16, 2018
Property Address421 MYRTLE ST, PETOSKEY, MI 49770-3037
Document Number1207/281
Book / Page1207 / 281
Instrument DateOct 15, 2018
Instrument000005160174
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 MYRTLE ST, PETOSKEY, MI 49770-3037

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
MunicipalityPetoskey City
Unified School DistrictPublic Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$189,700 (+12.05%) Land $189,700$379,400 (+12.05%) Land $379,400
2025$169,300 (+36.2%) Land $169,300$338,600 (+36.2%) Land $338,600
2024$2,412.00
2023$124,300 Land $124,300$248,600 Land $248,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PETOSKEY
serves 8,979 people · EPA ID MI0005300
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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