McNairy County property record for 437 Milam Rd, Finger, TN 38334
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,224 sqft · built 1975 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $20,000 (Nov 2012) |
| Tax Bill | $308 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Dec 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 055027 01302 |
| Primary APN | 055027 01302 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| 1st Floor Area | 1,224 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 33,977 sqft (0.78 acres) |
| Lot Dimensions | 198 ft deep x 137 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 126 sqft |
| Patio Area | 240 sqft |
| Utility Building | 1 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 437 MILAM RD |
|---|---|
| City | FINGER |
| State | TN |
| Zip | 38334-3869 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 2 |
| Jurisdiction | MCNAIRY TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 930200 |
Source: McNairy County records, as of July 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 437 MILAM RD, FINGER, TN 38334-3869 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF FAYETTE COUNTY |
| Dec 1, 2025 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2012 · Amount on Record |
| Deed Sale | Nov 1, 2012 · Amount on Record |
| Prior Sale | Feb 9, 2012 · Amount on Record |
| Deed Document Number | 201283938 |
| Deed Book / Page | 224 / 627 |
| Last Transfer Date | Aug 26, 2014 |
| Transfer Doc | 0000231405 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Recording Date | Jul 23, 2026 |
| Property Address | 437 MILAM RD, FINGER, TN 38334-3869 |
| Document Number | 0000146214 |
| Book / Page | 39 / 1334 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 2026146214 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 437 MILAM RD, FINGER, TN 38334-3869 |
| Document Number | 0000146214, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 39/1334 |
| Instrument | 2026146214 |
| Name | BANK OF FAYETTE COUNTY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 17, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Recording Date | Dec 1, 2025 |
| Property Address | 437 MILAM RD, FINGER, TN 38334-3869 |
| Document Number | 0000342575 |
| Book / Page | 34 / 2575 |
| Instrument Date | Dec 1, 2025 |
| Instrument | 142963 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 437 MILAM RD, FINGER, TN 38334-3869 |
Source: McNairy County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | McNairy County |
| Unified School District | McNairy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $308.00 | $19,500 (-) Land $1,075 Building $18,425 | |
| 2024 | $308.00 (+4.76%) | $19,500 (-) Land $1,075 Building $18,425 | |
| 2023 | $19,500 (+4.7%) Land $1,075 Building $18,425 | ||
| 2022 | $294.00 | $18,625 Land $1,075 Building $17,550 | $78,000 Land $4,300 Building $73,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 2, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 53% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SELMER WATER SYSTEM serves 20,648 people · EPA ID TN0000615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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