124 Milam Rd, Finger, TN 38334 Property Records

McNairy County property record for 124 Milam Rd, Finger, TN 38334

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,830 sqft · built 2007
Lot Size1.82 acres (79,279 sqft)
OwnerIndividual Name on Record
Last Sale$210,000 (Dec 2022)
Tax Bill$772 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN055030 00407

Property Details

APN / Parcel Number

Primary APN055030 00407
Alternative APN
  • 030 00407

Interior

Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,830 sqft Living Area
1st Floor Area1,489 sqft
Upper Floors Area1,138 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2014
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area79,279 sqft (1.82 acres)
TerrainRolling
Garage TypeFinished
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area368 sqft
Utility Building288 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address124 MILAM RD
CityFINGER
StateTN
Zip38334-3862
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 2
JurisdictionMCNAIRY TN
Township / Civil Division1
Census Block Group1
Census Block1059
Census Tract930200

Owner

Source: McNairy County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address124 MILAM RD, FINGER, TN 38334-3862
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2022 · Amount on Record
Deed SaleDec 19, 2022 · Amount on Record
Prior SaleApr 30, 2020 · Amount on Record
Deed Document Number129444
Deed Book / Page17 / 778
Record UpdatedJun 8, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCNAIRY TN
Recording DateDec 19, 2022
Property Address124 MILAM RD, FINGER, TN 38334-3862
Document Number0000017778
Book / Page17 / 778
Instrument DateDec 13, 2022
Instrument129444
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyHORNE TITLE, HORNSBY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$777.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 MILAM RD, FINGER, TN 38334-3862

Mortgage

Document Number0000129445
DateDec 19, 2022
Instrument129445
Lender
NameSIMMONS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: McNairy County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyMcNairy County
Unified School DistrictMcNairy County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$772.00$48,975 (-) Land $1,625 Building $47,350
2024$772.00 (+16.79%)$48,975 (-) Land $1,625 Building $47,350
2023$48,975 Land $1,625 Building $47,350
2022$661.00$195,900 Land $6,500 Building $189,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2008

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSELMER WATER SYSTEM
serves 20,648 people · EPA ID TN0000615
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

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