437 Main St, Paris, KY 40361 Property Records

Bourbon County property record for 437 Main St, Paris, KY 40361

Property Summary

Property Type	Commercial
Details	3,600 sqft · built 1898
Lot Size	0.053 acres (2,309 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (May 2016)
Tax Bill	$661 (2025)
Deeds & Mortgages	Dec 2021 Sale May 2016 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026-70-32-011.00`

Property Details

APN / Parcel Number

Primary APN	`026-70-32-011.00`

Interior

Stories	2 Stories
Building Area	3,600 sqft Total Area

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Exterior Material	Brick/Stone
Lot Area	2,309 sqft (0.053 acres)
Lot Dimensions	85 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	437 MAIN ST
City	PARIS
State	KY
Zip	40361-1812
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	B & L - 437 MAIN ST
Jurisdiction	BOURBON KY
Township / Civil Division	PARIS
Census Block Group	3
Census Block	3007
Census Tract	30101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Paris Historic District listed 1989 · 237 contributing resources · NRIS 89002123

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bourbon County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	575 TARR RD, PARIS, KY 40361-9143
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed, Transfer
May 10, 2016	Deed, Transfer · Commercial Mortgage TRADITIONAL BANK INC
Dec 17, 2014	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2016 · Amount on Record
Deed Sale	May 10, 2016 · Amount on Record
Prior Sale	Dec 17, 2014 · Amount on Record
Deed Book / Page	300 / 701
Record Updated	Sep 20, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BOURBON KY
Recording Date	Dec 10, 2021
Property Address	437 MAIN ST, PARIS, KY 40361-1812
Document Number	0000320/56
Book / Page	320 / 56
Instrument Date	Dec 10, 2021
Instrument	794532
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$102.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	993 TOWNSEND VALLEY RD, PARIS, KY 40361-9715

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	575 TARR RD, PARIS, KY 40361-9143

May 2016: Deed, Transfer

Document Type	Deed
Jurisdiction	BOURBON KY
Recording Date	May 10, 2016
Property Address	437 MAIN ST, PARIS, KY 40361-1812
Document Number	000300/701
Book / Page	300 / 701
Instrument Date	May 9, 2016
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 WOODMONT DR, PARIS, KY 40361-2118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	993 TOWNSEND VALLEY RD, PARIS, KY 40361-9715

Mortgage

Document Number	0000595734
Date	May 10, 2016
Instrument	595/734

Lender

Name	TRADITIONAL BANK INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 15, 2026

Interest

Rate Type	Adjustable Rate

December 2014: Deed, Transfer

Document Type	Deed
Jurisdiction	BOURBON KY
Recording Date	Dec 17, 2014
Property Address	437 MAIN ST, PARIS, KY 40361-1812
Document Number	000296/260
Book / Page	296 / 260
Instrument Date	Dec 17, 2014
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	437 MAIN ST, PARIS, KY 40361-1812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 WOODMONT DR, PARIS, KY 40361-2118

Tax Assessment & Valuation

Source: Bourbon County assessment roll, as of December 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bourbon County
Municipality	Paris City
Unified School District	Paris Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$661.00 (+84.12%)	$198,000 (+93.17%) Land $10,000 Building $188,000	$198,000 (+93.17%) Land $10,000 Building $188,000
2023	$359.00	$102,500 Land $5,000 Building $97,500	$102,500 Land $5,000 Building $97,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1997–2015)
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARIS WATER WORKS serves 14,139 people · EPA ID KY0090343
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2025 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures