436 Main St, Paris, KY 40361 Property Records

Bourbon County property record for 436 Main St, Paris, KY 40361

Property Summary

Property Type	Commercial
Details	6,460 sqft
Lot Size	0.084 acres (3,675 sqft)
Owner	Company Name on Record
Last Sale	$250,000 (May 2019)
Tax Bill	$1,065 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026-70-39-001.00`

Property Details

APN / Parcel Number

Primary APN	`026-70-39-001.00`

Interior

Stories	3 Stories
Building Area	6,460 sqft Total Area
Basement Area	576 sqft
Unfinished Basement	576 sqft

Exterior

Exterior Material	Brick/Stone
Lot Area	3,675 sqft (0.084 acres)
Lot Dimensions	105 ft deep x 35 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	436 MAIN ST
City	PARIS
State	KY
Zip	40361-1813
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	B & L - 436 MAIN ST (REMODEL-10)
Jurisdiction	BOURBON KY
Township / Civil Division	PARIS
Census Block Group	3
Census Block	3012
Census Tract	30101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Paris Historic District listed 1989 · 237 contributing resources · NRIS 89002123

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bourbon County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	436 MAIN ST, PARIS, KY 40361-1813
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage P N C BANK NA
May 23, 2019	Warranty Deed, Transfer · Commercial Mortgage STOCK YARDS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2019 · Amount on Record
Deed Sale	May 23, 2019 · Amount on Record
Deed Document Number	2019781389
Deed Book / Page	310 / 628
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURBON KY
Recording Date	Apr 13, 2026
Property Address	436 MAIN ST, PARIS, KY 40361-1813
Document Number	0001010305
Book / Page	766 / 377
Instrument Date	Mar 27, 2026
Instrument	20261010305
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	2242 BAHAMA RD, LEXINGTON, KY 40509-9535

Mortgage

Document Number	0001010305,
Date	Apr 13, 2026
Book Page	766/377
Instrument	20261010305

Lender

Name	P N C BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 27, 2036

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOURBON KY
Recording Date	May 23, 2019
Property Address	436 MAIN ST, PARIS, KY 40361-1813
Document Number	000310/628
Book / Page	310 / 628
Instrument Date	May 23, 2019
Instrument	781389
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1121 JACKSTOWN RD, PARIS, KY 40361-9175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 MAIN ST, PARIS, KY 40361-1813

Mortgage

Document Number	000641/126
Date	May 23, 2019
Book Page	641/126
Instrument	781394

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	32890

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	May 23, 2026

Tax Assessment & Valuation

Source: Bourbon County assessment roll, as of December 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bourbon County
Municipality	Paris City
Unified School District	Paris Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,065.00 (+21.44%)	$319,000 (+27.6%) Land $7,000 Building $312,000	$319,000 (+27.6%) Land $7,000 Building $312,000
2023	$877.00	$250,000 Land $7,000 Building $243,000	$250,000 Land $7,000 Building $243,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1997–2015)
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARIS WATER WORKS serves 14,139 people · EPA ID KY0090343
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2025 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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