437 Main St, Hamilton (Trenton), NJ 08620 Property Records

Mercer County and Hamilton Township property record for 437 Main St, Hamilton, NJ 08620

Property Summary

Property Type	Single Family Home
Details	1,316 sqft · built 1953
Lot Size	0.73 acres (31,812 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Aug 2020)
Tax Bill	$7,208 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-02721-0000-00078`

Property Details

APN / Parcel Number

Primary APN	`03-02721-0000-00078`
Alternative APNs	`0300623000000084` `030272100078`

Interior

Stories	1 Story
Building Area	1,316 sqft Living Area
1st Floor Area	1,316 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Frame
Lot Area	31,812 sqft (0.73 acres)
Lot Dimensions	482 ft deep x 66 ft wide

Location & Zoning

Old Parcel Number	0300623000000084
Street Address	437 MAIN ST
City	TRENTON
State	NJ
Zip	08620-2317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	12310-E3
Legal Subdivision	TO A POINT
Legal Block	2721
Legal Lot Number	78
Jurisdiction	MERCER NJ
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1021
Census Tract	3001

Owner

Source: Mercer County and Hamilton Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	437 MAIN ST, TRENTON, NJ 08620-2317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Aug 10, 2020	Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2020 · Amount on Record
Deed Sale	Aug 10, 2020 · Amount on Record
Prior Sale	Sep 6, 1995 · Amount on Record
Deed Document Number	202033422
Deed Book / Page	6410 / 1174
Prior Transfer Date	Aug 25, 1995
Prior Transfer Doc	0029760350
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	437 MAIN ST, HAMILTON, NJ 08620-2317
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068178
Date	Nov 15, 2021
Book Page	11684/1254
Instrument	2021068178

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Sep 1, 2036

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER NJ
Recording Date	Aug 10, 2020
Property Address	437 MAIN ST, HAMILTON, NJ 08620-2317
Document Number	0000033422
Book / Page	6410 / 1174
Instrument Date	Jul 15, 2020
Instrument	2020033422
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	TITLE EVOLUTION LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	654 MEADOWBROOK LN NW, 654, CALABASH, NC 28467-1749

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 MAIN ST, HAMILTON, NJ 08620-2317

Mortgage

Document Number	0000033423
Date	Aug 10, 2020
Book Page	11510/553
Instrument	2020033423

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Hamilton Township
Unified School District	Hamilton Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,400 (-) Land $65,900 Building $128,500	$194,400 (-) Land $65,900 Building $128,500
2025	$7,208.00 (+5.21%)	$194,400 (-) Land $65,900 Building $128,500	$194,400 (-) Land $65,900 Building $128,500
2024	$6,851.00 (+8.42%)
2023		$194,400 Land $65,900 Building $128,500	$194,400 Land $65,900 Building $128,500
2022	$6,319.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1978–2018)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Mar 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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