404 Main St, Hamilton (Trenton), NJ 08620 Property Records

Mercer County and Hamilton Township property record for 404 Main St, Hamilton, NJ 08620

Property Summary

Property Type	Single Family Home
Details	1,442 sqft · built 1950
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jun 2021)
Tax Bill	$7,994 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-02663-0000-00045`

Property Details

APN / Parcel Number

Primary APN	`03-02663-0000-00045`
Alternative APNs	`0300611000000039` `030266300045`

Interior

Stories	2 Stories
Building Area	1,442 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	142 ft deep x 81 ft wide

Location & Zoning

Old Parcel Number	0300611000000039
Street Address	404 MAIN ST
City	TRENTON
State	NJ
Zip	08620-2318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	12310-V12
Legal Subdivision	HAMILTON
Legal Block	2663
Legal Lot Number	45
Jurisdiction	MERCER NJ
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1010
Census Tract	3001

Owner

Source: Mercer County and Hamilton Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 MAIN ST, TRENTON, NJ 08620-2318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage 1ST CONSTITUTION BANK
Sep 15, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2021 · Amount on Record
Deed Sale	Jun 11, 2021 · Amount on Record
Prior Sale	Jul 12, 1994 · Amount on Record
Deed Document Number	202136012
Deed Book / Page	6444 / 862
Last Transfer Date	May 28, 2025
Transfer Doc	0000021276
Record Updated	Oct 29, 2026

June 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MERCER NJ
Recording Date	Jun 11, 2021
Property Address	404 MAIN ST, HAMILTON, NJ 08620-2318
Document Number	0000036012
Book / Page	6444 / 862
Instrument Date	May 25, 2021
Instrument	2021036012
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	TITLE EVOLUTION, TITLE EVOLUTION LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$587.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3928 SW COVINGTON ST, 3928, PORT SAINT LUCIE, FL 34953-3154

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MAIN ST, HAMILTON, NJ 08620-2318

Mortgage

Document Number	0000036013
Date	Jun 11, 2021
Instrument	2021036013

Lender

Name	1ST CONSTITUTION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	404 MAIN ST, HAMILTON, NJ 08620-2318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039825
Date	Sep 15, 2020
Book Page	11520/1339
Instrument	2020039825

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jul 6, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Hamilton Township
Unified School District	Hamilton Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,600 (-) Land $65,400 Building $150,200	$215,600 (-) Land $65,400 Building $150,200
2025	$7,994.00 (+5.23%)	$215,600 (-) Land $65,400 Building $150,200	$215,600 (-) Land $65,400 Building $150,200
2024	$7,597.00 (+8.39%)
2023		$215,600 Land $65,400 Building $150,200	$215,600 Land $65,400 Building $150,200
2022	$7,009.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1978–2018)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Mar 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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