437 Hwy 7, Excelsior, MN 55331 Property Records

Carver County property record for 437 Hwy 7, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.25 ba · 1,380 sqft · built 1978
Lot Size	1.98 acres (86,554 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,000 (2026)
Deeds & Mortgages	Dec 2025 Second Mortgage Sep 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`65-1850010`

Property Details

APN / Parcel Number

Primary APN	`65-1850010`

Interior

Bedrooms	4 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,380 sqft Finished Area
Gross Area	3,132 sqft
1st Floor Area	1,380 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1983
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	86,554 sqft (1.98 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft
Deck Area	68 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	437 HIGHWAY 7
City	EXCELSIOR
State	MN
Zip	55331-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 06 TOWNSHIP 116 RANGE 023 BECKMAN LUND ADDITION LOT 001 BLOCK 001
Legal Range	023
Legal Township	116
Legal Section	06
Legal Subdivision	BECKMAN LUND ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	CARVER MN
Township / Civil Division	VICTORIA
Census Block Group	1
Census Block	1024
Census Tract	90402

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	437 HIGHWAY 7, EXCELSIOR, MN 55331-9706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUSTONE FINANCIAL CU
Sep 26, 2019	Deed of Trust, Mortgage · Line of Credit FIREFLY FCU
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIREFLY FCU
May 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIREFLY FCU
May 21, 2019	Deed of Trust, Mortgage · Line of Credit FIREFLY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	437 HIGHWAY 7, EXCELSIOR, MN 55331-9706
Transaction Type	Mortgage
Record Updated	Dec 30, 2025
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000T233792
Date	Dec 5, 2025
Instrument	T233792

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 19, 2035

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	437 HIGHWAY 7, EXCELSIOR, MN 55331-9706
Document Number	0000211520
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	437 HIGHWAY 7 EXCELSIOR MN 553319706, EXCELSIOR, MN 55331-9706

Mortgage

Document Number	0000211520
Date	Oct 28, 2019
Instrument	211520

Lender

Name	FIREFLY FCU
Address	BURNSVILLE, MN 55337

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 27, 2034

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	437 HIGHWAY 7, EXCELSIOR, MN 55331-9706
Document Number	0000211519
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	437 HIGHWAY 7 EXCELSIOR MN 553319706, EXCELSIOR, MN 55331-9706

Mortgage

Document Number	0000211519
Date	Oct 28, 2019
Instrument	211519

Lender

Name	FIREFLY FCU
Address	BURNSVILLE, MN 55337

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 27, 2034

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	437 HIGHWAY 7, EXCELSIOR, MN 55331-9706
Document Number	0000210197
Instrument Date	May 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	437 HIGHWAY 7 EXCELSIOR MN 553319706, EXCELSIOR, MN 55331-9706

Mortgage

Document Number	0000210197
Date	Jul 8, 2019
Instrument	210197

Lender

Name	FIREFLY FCU
Address	BURNSVILLE, MN 55337

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 7, 2039

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	437 HIGHWAY 7, EXCELSIOR, MN 55331-9706
Document Number	0000210198
Instrument Date	May 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	437 HIGHWAY 7 EXCELSIOR MN 553319706, EXCELSIOR, MN 55331-9706

Mortgage

Document Number	0000210198
Date	Jul 8, 2019
Instrument	210198

Lender

Name	FIREFLY FCU
Address	BURNSVILLE, MN 55337

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 7, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Victoria City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,000.00 (+4.38%) Homeowner's exemption	$403,500 (+11.71%) Land $145,000 Building $258,500	$403,500 (+11.71%) Land $145,000 Building $258,500
2025		$361,200 (+2.7%) Land $140,000 Building $221,200	$361,200 (+2.7%) Land $140,000 Building $221,200
2024	$3,832.00 (+2.3%) Homeowner's exemption	$351,700 (-) Land $130,000 Building $221,700	$351,700 (-) Land $130,000 Building $221,700
2023	$3,746.00 Homeowner's exemption	$351,700 Land $130,000 Building $221,700	$351,700 Land $130,000 Building $221,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
CenturyLink DSL	140 / 20

May also be available: Metronet.

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