401 Hwy 7, Excelsior, MN 55331 Property Records

Hennepin County property record for 401 Hwy 7, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 2,400 sqft · built 1900
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Apr 2026)
Tax Bill	$4,995 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jan 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-117-23-14-0033`

Property Details

APN / Parcel Number

Primary APN	`34-117-23-14-0033`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,400 sqft Living Area
Gross Area	2,496 sqft
1st Floor Area	1,200 sqft
2nd Floor Area	1,200 sqft
Basement Area	1,200 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1988
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	85 ft deep x 140 ft wide
View / Lot	Lake

Exterior Amenities

Porch	Screened Porch
Porch Area	192 sqft
Deck Area	312 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	401 HIGHWAY 7
City	EXCELSIOR
State	MN
Zip	55331-9773
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 309 B AUDITORS SUBD. NO. 135 N 140X85X140X100
Legal Range	23
Legal Township	117
Legal Section	34
Legal Quarter	14
Legal Subdivision	AUDITORS SUBD. NO. 135
Legal Block	2
Legal Lot Number	309
Jurisdiction	HENNEPIN MN
Township / Civil Division	EXCELSIOR
Census Block Group	2
Census Block	2044
Census Tract	27501

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 HIGHWAY 7, EXCELSIOR, MN 55331-9773
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Warranty Deed, Transfer · FHA Mortgage ALERUS FINANCIAL
Jan 12, 2026	Intrafamily Transfer, Transfer
Sep 29, 2023	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	Jan 12, 2026 · Amount on Record
Deed Document Number	202611454663
Prior Transfer Date	Oct 24, 2016
Prior Transfer Doc	0010374698
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Apr 14, 2026
Property Address	401 HIGHWAY 7, EXCELSIOR, MN 55331-9773
Document Number	0011454663
Instrument Date	Apr 10, 2026
Instrument	2026.11454663
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	EDGEWATER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145,945.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	401 HIGHWAY 7, EXCELSIOR, MN 55331-9773

Mortgage

Document Number	0011454664,
Date	Apr 14, 2026
Instrument	2026.11454664

Lender

Name	ALERUS FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENNEPIN MN
Recording Date	Jan 12, 2026
Property Address	401 HIGHWAY 7, EXCELSIOR, MN 55331-9773
Document Number	0A11432257
Instrument Date	Jan 4, 2026
Instrument	A11432257
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	24234 EDGEWATER DR, ROGERS, MN 55374-3106

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Sep 29, 2023
Property Address	401 HIGHWAY 7, EXCELSIOR, MN 55331-9773
Document Number	0A11234487
Instrument Date	Sep 27, 2023
Instrument	A11234487
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,339.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24234 EDGEWATER DR, ROGERS, MN 55374-3106

Mortgage

Document Number	0A11234488
Date	Sep 29, 2023
Instrument	A11234488

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Excelsior City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,995.00 (+5.78%)	$407,700 (+3.11%) Land $136,000 Building $271,700	$407,700 (+3.11%) Land $136,000 Building $271,700
2024	$4,722.00 (+1.4%)	$395,400 (+0.87%) Land $136,000 Building $259,400	$395,400 (+0.87%) Land $136,000 Building $259,400
2023	$4,657.00 Homeowner's exemption
2022		$392,000 Land $150,000 Building $242,000	$392,000 Land $150,000 Building $242,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1987–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Excelsior serves 2,483 people · EPA ID MN1270012
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Metronet.

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