437 E 640 S, Vernal, UT 84078 Property Records

Uintah County property record for 437 E 640 S, Vernal, UT 84078

Property Summary

Property Type	Single Family Home
Details	1,554 sqft · built 2007
Lot Size	0.061 acres (2,657 sqft)
Owner	2 Individual Names on Record
Last Sale	$151,700 (Jun 2010)
Tax Bill	$1,442 (2025)
Deeds & Mortgages	May 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`05:051:0199`

Property Details

APN / Parcel Number

Primary APN	`05:051:0199`
Alternative APN	`121588`

Interior

Building Area	1,554 sqft Total Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	2,657 sqft (0.061 acres)

Location & Zoning

Account Number	121588
Street Address	437 E 640 S
City	VERNAL
State	UT
Zip	84078-4476
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 9 SPLIT MOUNTAIN VILLAGE PUD AMENDED, FINAL PLAT, PHASE 1. LOCATED IN NE 1/4 NE 1/4 OF SEC 26, T4S, R21E, SLB&M. COMMON
Legal Range	21E
Legal Township	04S
Legal Section	26
Legal Subdivision	SPLIT MOUNTAIN VILLAGE PUD AMENDED
Legal Phase	1
Legal Unit	9
Jurisdiction	UINTAH UT
Township / Civil Division	VERNAL
Census Block Group	1
Census Block	1010
Census Tract	968404

Owner

Source: Uintah County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	437 E 640 S, VERNAL, UT 84078-4476
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2010 · Amount on Record
Deed Sale	Jun 18, 2010 · Amount on Record
Prior Sale	Sep 10, 2008 · Amount on Record
Deed Document Number	20105364
Deed Book / Page	1195 / 80
Last Transfer Date	Nov 24, 2010
Transfer Doc	001216/627
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UINTAH UT
Property Address	437 E 640 S, VERNAL, UT 84078-4476
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001650/360
Date	May 1, 2020
Book Page	1650/360

Lender

Name	CYPRUS FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2040

Tax Assessment & Valuation

Source: Uintah County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Uintah County
Municipality	Vernal City
Unified School District	Uintah School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,442.00	$166,860 (+3.78%) Land $19,250 Building $147,610	$166,860 (+3.78%) Land $19,250 Building $147,610
2024	$1,442.00 (+20.47%)	$160,783 (+25.42%) Land $19,250 Building $141,533	$160,783 (+25.42%) Land $19,250 Building $141,533
2023	$1,197.00 (+4.72%)	$128,199 (+21.1%) Land $16,500 Building $111,699	$128,199 (+21.1%) Land $16,500 Building $111,699
2022	$1,143.00	$105,859 Land $16,500 Building $89,359	$105,859 Land $16,500 Building $89,359

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERNAL CITY WATER SYSTEM serves 10,000 people · EPA ID UTAH24012
Water Source	Purchased surface water from CENTRAL UTAH WCD - ASHLEY VALLEY
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Strata Networks Fiber	2,000 / 1,000