423 E 640 S, Vernal, UT 84078 Property Records

Uintah County property record for 423 E 640 S, Vernal, UT 84078

Property Summary

Property TypeSingle Family Home
Details1,554 sqft · built 2007
Lot Size0.061 acres (2,657 sqft)
Owner2 Trust Names on File
Last Sale$185,000 (Nov 2020)
Tax Bill$1,442 (2025)
Deeds & MortgagesNov 2020 Mortgage
Jul 2019 Refinance
Flood ZoneZone X (minimal risk)
APN05:051:0198

Property Details

APN / Parcel Number

Primary APN05:051:0198
Alternative APNs
  • 140885
  • 149191

Interior

Building Area1,554 sqft Total Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Lot Area2,657 sqft (0.061 acres)

Location & Zoning

Account Number149191
Street Address423 E 640 S
CityVERNAL
StateUT
Zip84078-4476
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 8 SPLIT MOUNTAIN VILLAGE PUD AMENDED LOCATED IN NE 1/4 NE 1/4 OF SEC 26, T4S, R21E, SLB&M. COMMON OWNERSHIP PER UNIT
Legal Range21E
Legal Township04S
Legal Section26
Legal SubdivisionSPLIT MOUNTAIN VILLAGE PUD AMENDED
Legal Unit8
JurisdictionUINTAH UT
Township / Civil DivisionVERNAL
Census Block Group1
Census Block1010
Census Tract968404

Owner

423 E 640 S is owner-occupied and held in a trust since November 2020.

Source: Uintah County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address423 E 640 S, VERNAL, UT 84078-4476
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
UNITED WHOLESALE MORTGAGE
Jul 8, 2019Quit Claim Deed, Transfer · Stand-Alone Refinance
MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 23, 2020 · Amount on File
Deed SaleNov 23, 2020 · Amount on File
Prior SaleJul 8, 2019 · Amount on File
Deed Book / Page1683 / 468
Prior Transfer DateJul 3, 2019
Prior Transfer Doc001610/642
Record UpdatedOct 29, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUINTAH UT
Recording DateNov 23, 2020
Property Address423 E 640 S, VERNAL, UT 84078-4476
Document Number001683/468
Book / Page1683 / 468
Instrument DateNov 14, 2020
Transaction TypeTransfer
Record UpdatedAug 4, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 E 640 S, VERNAL, UT 84078-4476

Mortgage

Document Number001683/469
DateNov 23, 2020
Book Page1683/469
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionUINTAH UT
Recording DateJul 8, 2019
Property Address423 E 640 S, VERNAL, UT 84078-4476
Document Number001610/640
Book / Page1610 / 640
Instrument DateJul 3, 2019
Instrument2019004207
Transaction TypeTransfer
Record UpdatedNov 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001610/642
DateJul 8, 2019
Book Page1610/642
Instrument2019004208
Lender
NameMOUNTAIN AMERICA FCU
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 423 E 640 S was $1,442.

Source: Uintah County assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateUtah
CountyUintah County
MunicipalityVernal City
Unified School DistrictUintah School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,442.00$166,860 (+3.78%) Land $19,250 Building $147,610$166,860 (+3.78%) Land $19,250 Building $147,610
2024$1,442.00 (+20.47%)$160,783 (+25.42%) Land $19,250 Building $141,533$160,783 (+25.42%) Land $19,250 Building $141,533
2023$1,197.00 (+4.72%)$128,199 (+21.1%) Land $16,500 Building $111,699$128,199 (+21.1%) Land $16,500 Building $111,699
2022$1,143.00$105,859 Land $16,500 Building $89,359$105,859 Land $16,500 Building $89,359

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 423 E 640 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 423 E 640 S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVERNAL CITY WATER SYSTEM
serves 10,000 people · EPA ID UTAH24012
Water SourcePurchased surface water from CENTRAL UTAH WCD - ASHLEY VALLEY
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Strata Networks
Fiber
2,000 / 1,000

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