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437 Downing Ave, San Jose, CA 95128 Property Records

Santa Clara County property record for 437 Downing Ave, San Jose, CA 95128

Property Summary

Property TypeSingle Family Home
Details5 bd · 1.5 ba · 2,185 sqft · built 1915
Lot Size0.211 acres (9,170 sqft)
Owner2 Trust Names on File
Tax Bill$3,058 (2025)
Deeds & MortgagesMay 2026 Transfer
Feb 2021 Mortgage
Flood ZoneZone D (undetermined)
APN282-07-072

Property Details

APN / Parcel Number

Primary APN282-07-072

Interior

Bedrooms5 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,185 sqft Living Area
1st Floor Area1,285 sqft
2nd Floor Area900 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleCustom Design
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialWood Shingle
Lot Area9,170 sqft (0.211 acres)
Lot Dimensions124 ft deep x 74 ft wide
PorchPorch

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address437 DOWNING AVE
CitySAN JOSE
StateCA
Zip95128-3869
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-8
Legal DescriptionLOT A
Legal SubdivisionDOUGLAS MANOR ADD
Legal Lot NumberA
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group2
Census Block2003
Census Tract502101

Owner

437 Downing Ave is owner-occupied and held in a trust since April 2001.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address437 DOWNING AVE, SAN JOSE, CA 95128-3869
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
May 14, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Feb 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 13, 2001
Transfer Doc0015645477
Record UpdatedSep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CLARA CA
Recording DateMay 14, 2026
Property Address437 DOWNING AVE, SAN JOSE, CA 95128-3869
Document Number0025989028
Instrument DateMay 4, 2026
Instrument202625989028
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address437 DOWNING AVE, SAN JOSE, CA 95128-3869

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address437 DOWNING AVE, SAN JOSE, CA 95128-3869
Transaction TypeMortgage
Record UpdatedFeb 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address437 DOWNING AVE, SAN JOSE, CA 95128-3869

Mortgage

Document Number0024823981
DateFeb 9, 2021
Instrument24823981
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 437 Downing Ave was $3,058, up 2.3% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
Elementary School DistrictCampbell Union Elementary School District (KG - 08)
Secondary School DistrictCampbell Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$175,521 (+2%) Land $66,279 Building $109,242
2025$3,058.00 (+2.31%)$172,080 Land $64,980 Building $107,100
2024$2,989.00 (+1.12%)
2023$2,956.00 (-1.17%)$165,399 Land $62,457 Building $102,942
2022$2,991.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 437 Downing Ave in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 437 Downing Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Sail Internet
Fixed Wireless		1,000 / 200
Verizon
Fixed Wireless		1,000 / 75
Etheric Networks
Fixed Wireless		250 / 100

May also be available: Ridge Wireless, T-Mobile.

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