Kenton County property record for 437 Commonwealth Ave, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,452 sqft · built 1951 |
| Lot Size | 0.306 acres (13,325 sqft) |
| Owner | Company Name on Record |
| Last Sale | $309,000 (Nov 2023) |
| Tax Bill | $4,075 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-30-09-010.00 |
| Primary APN | 003-30-09-010.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,452 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 13,325 sqft (0.306 acres) |
| Lot Dimensions | 205 ft deep x 65 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 437 COMMONWEALTH AVE |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 65X205FT WS COMMONWEALTH 396.08FT N HULBERT |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 64300 |
Source: Kenton County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2567 ERIE AVE, CINCINNATI, OH 45208-2044 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 1, 2023 | Deed, Transfer · Commercial Mortgage HERITAGE BANK INC |
| Dec 1, 2021 | Warranty Deed, Transfer NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2023 · Amount on Record |
| Deed Sale | Nov 1, 2023 · Amount on Record |
| Prior Sale | Dec 1, 2021 · Amount on Record |
| Deed Document Number | 2023111 |
| Deed Book / Page | 255 / 147 |
| Prior Transfer Date | Mar 23, 2011 |
| Prior Transfer Doc | 0005900039 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 1, 2023 |
| Property Address | 437 COMMONWEALTH AVE, ERLANGER, KY 41018-1425 |
| Document Number | 0005900111 |
| Book / Page | KC 255 / 147 |
| Instrument Date | Oct 31, 2023 |
| Instrument | 23110105900111 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 851 BAY COLT LN, UNION, KY 41091-8020 |
| Name | Verified Name |
|---|---|
| Address | 2567 ENE AVE, CINCINNATI, OH 45208 |
| Document Number | 0005900112 |
|---|---|
| Date | Nov 1, 2023 |
| Book Page | KCM 504/592 |
| Instrument | 23110105900112 |
| Name | HERITAGE BANK INC |
|---|---|
| Type | Bank |
| Address | COVINGTON, KY 41011 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Oct 30, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 1, 2021 |
| Property Address | 437 COMMONWEALTH AVE, ERLANGER, KY 41018-1425 |
| Document Number | 0005900056 |
| Book / Page | 134 / 203 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 21120105900056 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5605 NE CADDIS DR, HILLSBORO, OR 97124-6198 |
| Name | Verified Name |
|---|---|
| Address | 851 BAY COLT LN, UNION, KY 41091-8020 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,075.00 (+60.88%) | $309,000 (+58.46%) Land $25,000 Building $284,000 | $309,000 (+58.46%) Land $25,000 Building $284,000 |
| 2023 | $2,533.00 (+26.97%) | $195,000 (+41.3%) Land $25,000 Building $170,000 | $195,000 (+41.3%) Land $25,000 Building $170,000 |
| 2022 | $1,995.00 | $138,000 Land $20,000 Building $118,000 | $138,000 Land $20,000 Building $118,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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