Boone County property record for 437 Carpenter St, Belvidere, IL 61008
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,250 sqft · built 1980 |
| Lot Size | 0.399 acres (17,400 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,501 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-26-352-017 |
| Primary APN | 05-26-352-017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,250 sqft Living Area |
| Gross Area | 2,500 sqft |
| 1st Floor Area | 2,500 sqft |
| Basement Area | 1,250 sqft |
| Unfinished Basement | 1,250 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,400 sqft (0.399 acres) |
| Lot Dimensions | 116 ft deep x 150 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,488 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 05-05-26-352-017 |
|---|---|
| Street Address | 437 CARPENTER ST |
| City | BELVIDERE |
| State | IL |
| Zip | 61008-3409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 26-44-3 LOT 8, 9 & 10 BLK 2 HOMEDALE SUB |
| Legal Subdivision | HOMEDALE SUB |
| Legal Block | 2 |
| Legal Lot Number | 8-10 |
| Jurisdiction | BOONE IL |
| Township / Civil Division | BELVIDERE |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 10102 |
437 Carpenter St is owned and occupied by an individual.
Source: Boone County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 437 CARPENTER ST, BELVIDERE, IL 61008-3409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE IL |
| Property Address | 437 CARPENTER ST, BELVIDERE, IL 61008-3409 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2019R05823 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 2019R05823 |
| Name | PNC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Sep 11, 2059 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 437 Carpenter St was $4,501 with a homeowner's exemption.
Source: Boone County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Boone County |
| County Subdivision | Belvidere Township |
| Municipality | Belvidere City |
| Unified School District | Belvidere Consolidated Unit School District 100 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,501.00 Homeowner's exemption | $62,518 (+2.93%) Land $7,182 Building $55,336 | $187,554 (+2.93%) Land $21,546 Building $166,008 |
| 2024 | $60,737 Land $7,182 Building $53,555 | $182,211 Land $21,546 Building $160,665 | |
| 2022 | $4,873.00 | $54,106 Land $11,012 Building $43,094 | $162,318 Land $33,036 Building $129,282 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 437 Carpenter St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 437 Carpenter St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELVIDERE serves 25,339 people · EPA ID IL0070050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, T-Mobile, Verizon.
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