Monroe County property record for 437 Alpine Dr, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2015 |
| Square Footage | 1,560 sqft Living Area |
| Lot Size | 11,761 sqft (0.27 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $325,000 (2024) |
| Tax Bill | $5,780.00 (2024) |
| Primary APN | 07-24-365-007-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,560 sqft Living Area |
| 1st Floor | 1,560 sqft 1st Floor |
| Basement Area | 1,560 sqft Basement |
| Unfinished Basement | 1,560 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Area | 440 sqft Garage |
| Patio Area | 100 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 36 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 437 ALPINE DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1086 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 7 SHADY SPRINGS 1ST ADDN PHASE 1 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 24 |
| Legal Subdivision | SHADY SPRINGS |
| Legal Lot Number | 7 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 16 |
| Census Blockgroup | 3 |
| Census Block | 3023 |
| Census Tract | 600401 |
Source: Monroe County records · APN 07-24-365-007-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 205 CHESTER AVE, WATERLOO, IL 62298-1018 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 05, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Feb 07, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage MUTUAL OF OMAHA MORTGAGE |
| Jan 04, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage FEDERAL SAVINGS BANK |
| Feb 26, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FEDERAL SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 05, 2024 · Amount on Record |
| Deed Sale | Jan 05, 2024 · Amount on Record |
| Deed Doc Number | 2024431715 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jan 05, 2024 |
| Property Address | 437 ALPINE DR, WATERLOO, IL 62298-1086 |
| Document Number | 0000431715 |
| Instrument Date | Jan 05, 2024 |
| Instrument | 431715 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $487.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 437 ALPINE DR, WATERLOO, IL 62298-1086 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 437 ALPINE DR, WATERLOO, IL 62298-1086 |
| Document Number | 0000431716 |
|---|---|
| Date | Jan 05, 2024 |
| Instrument | 431716 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 437 ALPINE DR, WATERLOO, IL 62298-1086 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000422513 |
|---|---|
| Date | Feb 07, 2022 |
| Instrument | 422513 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 437 ALPINE DR, WATERLOO, IL 62298-1086 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000399475 |
|---|---|
| Date | Jan 04, 2019 |
| Instrument | 399475 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 437 ALPINE DR, WATERLOO, IL 62298-1086 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000406354 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 406354 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $110,150 (+26.7%) Land $16,740 Building $93,410 | $330,450 (+26.7%) Land $50,220 Building $280,230 | |
| 2024 | $5,780.00 | ||
| 2022 | Disabled Person's exemption Additional exemption filed | $86,940 Land $15,370 Building $71,570 | $260,820 Land $46,110 Building $214,710 |
437 Alpine Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Monroe County (17133C), updated August 18, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 4th percentile of exposed land nationally · 26th in Illinois |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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