432 Alpine Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 432 Alpine Dr, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,416 sqft · built 2008
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Tax Bill	$4,958 (2024)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-24-365-005-000`

Property Details

APN / Parcel Number

Primary APN	`07-24-365-005-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	1,416 sqft
Basement Area	1,416 sqft
Unfinished Basement	1,416 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	612 sqft
Porch	Slab
Porch Area	120 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	432 ALPINE DR
City	WATERLOO
State	IL
Zip	62298-1084
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 SHADY SPRINGS 1ST ADDN PHASE 1
Legal Range	10W
Legal Township	02S
Legal Section	24
Legal Subdivision	SHADY SPRINGS
Legal Lot Number	5
Jurisdiction	MONROE IL
Township / Civil Division	31
Census Block Group	3
Census Block	3024
Census Tract	600401

Owner

Source: Monroe County records · APN 07-24-365-005-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	432 ALPINE DR, WATERLOO, IL 62298-1084
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE BK/WATERLOO
Apr 02, 2020	Deed of Trust, Mortgage · Line of Credit STATE BK/WATERLOO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	432 ALPINE DR, WATERLOO, IL 62298-1084
Document Number	0000407243
Instrument Date	Apr 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 02, 2020
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 ALPINE DR WATERLOO IL 622981084, WATERLOO, IL 62298-1084

Mortgage

Document Number	0000407243
Date	Apr 13, 2020
Instrument	407243

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 12, 2040

Interest

Rate	3.25%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	432 ALPINE DR, WATERLOO, IL 62298-1084
Document Number	0000407244
Instrument Date	Apr 02, 2020
Transaction Type	Mortgage
Record Updated	Jun 02, 2020
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 ALPINE DR WATERLOO IL 622981084, WATERLOO, IL 62298-1084

Mortgage

Document Number	0000407244
Date	Apr 13, 2020
Instrument	407244

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$91,870 (+26.65%) Land $16,590 Building $75,280	$275,610 (+26.65%) Land $49,770 Building $225,840
2024	$4,958.00
2022	Additional exemption filed	$72,540 Land $15,280 Building $57,260	$217,620 Land $45,840 Building $171,780

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 4% of the US · above 26% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 150 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
HTC Holding	DSL	100 / 20

May also be available at this address: Wisper ISP, HTC Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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