Cape May County and Avalon Borough property record for 437 20th St, Avalon, NJ 08202
| Property Type | Single Family Home |
|---|---|
| Details | built 2022 |
| Owner | 2 Individual Names on File |
| Last Sale | $4,850,000 (Sep 2025) |
| Tax Bill | $15,014 (2024) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2025 Sale + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 01-00019-06-00122-437 |
| Primary APN | 01-00019-06-00122-437 |
|---|
| Stories | 3 Stories |
|---|
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Garage Type | Attached |
| Street Address | 437 20TH ST |
|---|---|
| City | AVALON |
| State | NJ |
| Zip | 08202-2103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2B |
| Legal Description | ADDITIONAL LOTS: 435-437 20TH ST COND |
| Legal Block | 19.6 |
| Legal Lot Number | 122 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | AVALON |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 20902 |
437 20th St is owned by two individuals who bought it in September 2025.
Source: Cape May County and Avalon Borough records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 245 HOPKINS AVE, HADDONFIELD, NJ 08033-1408 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK |
| Sep 22, 2025 | Deed, Transfer SEABORD TITLE, SEABOARD TITLE |
| Sep 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance REPUBLIC FIRST BANK |
| Aug 24, 2022 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2025 · Amount on File |
| Deed Sale | Sep 22, 2025 · Amount on File |
| Deed Document Number | 202576446 |
| Deed Book / Page | 4244 / 264 |
| Prior Transfer Date | Sep 17, 2024 |
| Prior Transfer Doc | 0000056187 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Jun 23, 2026 |
| Property Address | 437 20TH ST, AVALON, NJ 08202-2103 |
| Document Number | 0000100460 |
| Book / Page | 6921 / 380 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 2026100460 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | SEABOARD TITLE AGENCY, SEABOARD TITLE |
| Name | Verified Name |
|---|---|
| Address | 245 HOPKINS AVE, HADDONFIELD, NJ 08033-1408 |
| Document Number | 0000100460, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 6921/380 |
| Instrument | 2026100460 |
| Name | CITIZENS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.13% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Sep 22, 2025 |
| Property Address | 437 20TH ST, AVALON, NJ 08202-2103 |
| Document Number | 0000076446 |
| Book / Page | D4244 / 264 |
| Instrument Date | Sep 15, 2025 |
| Instrument | 2025076446 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Title Company | SEABORD TITLE, SEABOARD TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2,259.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 114 GILL RD, HADDONFIELD, NJ 08033-3404 |
| Name | Verified Name |
|---|---|
| Address | 245 HOPKINS AVE, HADDONFIELD, NJ 08033-1408 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 437 20TH ST, AVALON, NJ 08202-2103 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000028430 |
|---|---|
| Date | Sep 13, 2022 |
| Book Page | M6592/862 |
| Instrument | 2022028430 |
| Name | REPUBLIC FIRST BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Aug 24, 2022 |
| Property Address | 437 20TH ST, AVALON, NJ 08202-2103 |
| Document Number | 0000026873 |
| Book / Page | D4074 / 530 |
| Instrument Date | Aug 15, 2022 |
| Instrument | 2022026873 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 437 20TH ST, AVALON, NJ 08202-2103 |
Source: Cape May County and Avalon Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Avalon Borough |
| Unified School District | Avalon Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,445,300 (-) Land $925,000 Building $1,520,300 | $2,445,300 (-) Land $925,000 Building $1,520,300 | |
| 2025 | $2,445,300 Land $925,000 Building $1,520,300 | $2,445,300 Land $925,000 Building $1,520,300 | |
| 2024 | $15,014.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 437 20th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 692 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,308 units insured incl. 616 condo units |
| Nearby Flood Claims | 932 (1979–2026) |
| Claims Outside the SFHA | 3 of 932 |
| Most Recent Claim | Feb 2026 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 437 20th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AVALON WATER AND SEWERAGE UTILITIES serves 39,839 people · EPA ID NJ0501001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 583 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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