433 20th St, Avalon, NJ 08202 Property Records

Cape May County and Avalon Borough property record for 433 20th St, Avalon, NJ 08202

Property Summary

Property Type	Single Family Home
Details	2,252 sqft · built 2022
Owner	2 Individual Names on Record
Tax Bill	$18,322 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`01-00019-06-00120-433`

Property Details

APN / Parcel Number

Primary APN	`01-00019-06-00120-433`

Interior

Stories	3 Stories

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Garage Type	Attached

Location & Zoning

Street Address	433 20TH ST
City	AVALON
State	NJ
Zip	08202-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	ADDITIONAL LOTS: 431-433 20TH ST COND
Legal Block	19.6
Legal Lot Number	120
Jurisdiction	CAPE MAY NJ
Township / Civil Division	AVALON
Census Block Group	2
Census Block	2016
Census Tract	20902

Owner

Source: Cape May County and Avalon Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13 BRIDLE LN, NEWTOWN SQUARE, PA 19073-1138
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Jun 17, 2022
Property Address	433 20TH ST, AVALON, NJ 08202-2103
Document Number	0000020672
Book / Page	D4063 / 529
Instrument Date	Apr 28, 2022
Instrument	2022020672
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 BRIDLE LN, NEWTOWN SQUARE, PA 19073-1138

Mortgage

Document Number	0000020673
Date	Jun 17, 2022
Instrument	2022020673

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cape May County and Avalon Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Avalon Borough
Unified School District	Avalon Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,984,100 (-) Land $925,000 Building $2,059,100	$2,984,100 (-) Land $925,000 Building $2,059,100
2025		$2,984,100 Land $925,000 Building $2,059,100	$2,984,100 Land $925,000 Building $2,059,100
2024	$18,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 692 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,308 units insured incl. 616 condo units
Nearby Flood Claims	932 (1979–2026)
Claims Outside the SFHA	3 of 932
Most Recent Claim	Feb 2026 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 439 claims Severe Coastal Storm, Jan 1992 · 53 claims Coastal Storms & Flooding, Mar 1984 · 70 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVALON WATER AND SEWERAGE UTILITIES serves 39,839 people · EPA ID NJ0501001
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 583 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20