Gaston County property record for 437 16th St, Cramerton, NC 28032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,379 sqft · built 1928 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $314,000 (Jul 2023) |
| Tax Bill | $2,868 (2026) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16001A08300 |
| Primary APN | 16001A08300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,379 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Paneling |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 437 16TH ST |
|---|---|
| City | CRAMERTON |
| State | NC |
| Zip | 28032-1313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BURLINGTON/CRAMERTON BLK 5 L 11 16 001A 083 00 000 |
| Legal Subdivision | SECTION 3 OF CRAMERTON |
| Legal Block | 5 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 32202 |
437 16th St is owned and occupied by two individuals who bought it in July 2023.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 437 16TH ST, CRAMERTON, NC 28032-1313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 18, 2023 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Oct 7, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage WOODFIELD SAWYER TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2023 · Amount on File |
| Deed Sale | Jul 18, 2023 · Amount on File |
| Prior Sale | Oct 7, 2022 · Amount on File |
| Deed Book / Page | 5422 / 2412 |
| Prior Transfer Date | May 27, 2003 |
| Prior Transfer Doc | 37320639 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jul 18, 2023 |
| Property Address | 437 16TH ST, CRAMERTON, NC 28032-1313 |
| Document Number | 0054222412 |
| Book / Page | 5422 / 2412 |
| Map Reference | MB 8 PG 34 |
| Instrument Date | Jul 14, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $628.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5120 BRIGHT RD, CHARLOTTE, NC 28214-8967 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 437 16TH ST, CRAMERTON, NC 28032-1313 |
| Document Number | 0054222415 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 5422/2415 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Oct 7, 2022 |
| Property Address | 437 16TH ST, CRAMERTON, NC 28032-1313 |
| Document Number | 0053700067 |
| Book / Page | 5370 / 67 |
| Map Reference | MB 8 PG 34 |
| Instrument Date | Oct 6, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $262.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3242 FERGUSON LONG RD, 3242, YORK, SC 29745-8691 |
| Name | Verified Name |
|---|---|
| Address | 5120 BRIGHT RD, CHARLOTTE, NC 28214-8967 |
| Document Number | 0000537070 |
|---|---|
| Date | Oct 7, 2022 |
| Instrument | 5370/70 |
| Name | WOODFIELD SAWYER TRUST |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 4, 2023 |
The 2026 property tax bill for 437 16th St was $2,868, up 84.3% from the year before.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Cramerton Town |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,868.00 (+84.32%) | $278,720 (+9.8%) Land $24,000 Building $254,720 | |
| 2025 | $1,556.00 | $253,840 Land $24,000 Building $229,840 | |
| 2023 | $1,566.00 (+20.46%) | $148,520 (+46.79%) Land $24,000 Building $124,520 | |
| 2022 | $1,300.00 | $101,180 Land $18,000 Building $83,180 | |
| 2021 | $101,180 Land $18,000 Building $83,180 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 437 16th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2013–2024) |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 437 16th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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