Gaston County property record for 435 16th St, Cramerton, NC 28032
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,064 sqft · built 1922 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Trust Name on File |
| Last Sale | $177,500 (May 2026) |
| Tax Bill | $1,877 (2026) |
| Deeds & Mortgages | May 2026 Sale Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 194858 |
| Primary APN | 194858 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,064 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Porch | Porch |
| Porch Area | 244 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 435 16TH ST |
|---|---|
| City | CRAMERTON |
| State | NC |
| Zip | 28032-1313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BURLINGTON/CRAMERTON BLK 5 L 12 16 001A 084 00 000 |
| Legal Subdivision | CRAMERTON DIVISION |
| Legal Block | 5 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 32202 |
435 16th St is held in a trust since May 2026.
Source: Gaston County records, as of October 1, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1295 W WASHINGTON ST, 115, TEMPE, AZ 85288-1233 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2026 | Warranty Deed, Transfer OS NATIONAL TITLE |
| Feb 2, 2022 | Deed of Trust, Mortgage CITY OF GASTONIA |
| Dec 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2026 · Amount on File |
| Deed Sale | May 14, 2026 · Amount on File |
| Prior Sale | Dec 17, 2021 · Amount on File |
| Deed Book / Page | 5640 / 1436 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | May 14, 2026 |
| Property Address | 435 16TH ST, CRAMERTON, NC 28032-1313 |
| Document Number | 0056401436 |
| Book / Page | 5640 / 1436 |
| Instrument Date | May 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2026 |
| Title Company | OS NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $35,855.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 435 16TH ST, CRAMERTON, NC 28032-1313 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0053081077 |
|---|---|
| Date | Feb 2, 2022 |
| Book Page | 5308/1077 |
| Name | CITY OF GASTONIA |
|---|---|
| Type | Government Agency |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Dec 17, 2021 |
| Property Address | 435 16TH ST, CRAMERTON, NC 28032-1313 |
| Document Number | 0052952385 |
| Book / Page | 5295 / 2385 |
| Map Reference | MB 8 PG 34 |
| Instrument Date | Dec 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 435 16TH ST, CRAMERTON, NC 28032-1313 |
| Document Number | 0052952387 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 5295/2387 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Number | 0052952401 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 5295/2401 |
| Name | CITY OF GASTONIA |
|---|---|
| Type | Government Agency |
| Address | GASTONIA, NC 28053 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 435 16th St was $1,877.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Cramerton Town |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,877.00 | $182,470 (-) Land $24,000 Building $158,470 | |
| 2025 | $1,877.00 | $182,470 Land $24,000 Building $158,470 | |
| 2023 | $1,925.00 | $182,470 Land $24,000 Building $158,470 | |
| 2021 | $94,330 Land $18,000 Building $76,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 435 16th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2013–2024) |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 435 16th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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