4368 Hutton Rd, Oakland, MD 21550 Property Records

Garrett County property record for 4368 Hutton Rd, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1992
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$169,900 (Feb 2021)
Tax Bill	$1,739 (2023)
Deeds & Mortgages	Feb 2021 Second Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-020861`

Property Details

APN / Parcel Number

Primary APN	`14-020861`
Alternative APN	`020861`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Total Area
1st Floor Area	960 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	342 sqft
Deck Area	15 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	020861
Street Address	4368 HUTTON RD
City	OAKLAND
State	MD
Zip	21550-3102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.00 AC SE/S HUTTON RD ROSEDALE
Jurisdiction	GARRETT MD
Township / Civil Division	14, WEST OAKLAND
Census Block Group	4
Census Block	4001
Census Tract	601

Owner

4368 Hutton Rd is owned and occupied by an individual who bought it in February 2021.

Source: Garrett County records, as of September 20, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4368 HUTTON RD, OAKLAND, MD 21550-3102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SONABANK
Mar 2, 2021	Deed of Trust, Mortgage SONABANK
Feb 24, 2021	Deed, Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2021 · Amount on File
Deed Sale	Feb 24, 2021 · Amount on File
Prior Sale	Dec 4, 2015 · Amount on File
Deed Document Number	0002285295
Deed Book / Page	2285 / 295
Record Updated	Jun 7, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	4368 HUTTON RD, OAKLAND, MD 21550-3102
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022850316
Date	Feb 24, 2021
Book Page	2285/316

Lender

Name	SONABANK
Type	Bank
Address	WARRENTON, VA 20186

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	4368 HUTTON RD, OAKLAND, MD 21550-3102
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022860397
Date	Mar 2, 2021
Book Page	2286/397

Lender

Name	SONABANK
Type	Bank

Agreement

Amount	Amount on Record

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Feb 24, 2021
Property Address	4368 HUTTON RD, OAKLAND, MD 21550-3102
Document Number	0022850295
Book / Page	2285 / 295
Instrument Date	Feb 18, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	NOT AVAILABLE, LAKE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4368 HUTTON RD, OAKLAND, MD 21550-3102

Mortgage

Document Number	0002285300
Date	Feb 24, 2021
Instrument	2285/300

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,739.00	$146,367	$169,100 Land $28,000 Building $141,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4368 Hutton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4368 Hutton Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Pogozone powered by Neubeam Fixed Wireless · Fiber in parts of the area	300 / 40

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Hutton Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures