4127 Hutton Rd, Oakland, MD 21550 Property Records

Garrett County property record for 4127 Hutton Rd, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,457 sqft · built 2015
Lot Size	25 acres (1,089,436 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,818 (2026)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-005358`

Property Details

APN / Parcel Number

Primary APN	`14-005358`
Alternative APN	`005358`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,457 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,089,436 sqft (25 acres)
Garage Type	Attached
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	95 sqft
Patio Area	688 sqft
Shed	1 Shed
Shed Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	005358
Street Address	4127 HUTTON RD
City	OAKLAND
State	MD
Zip	21550-3130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25.01 AC LOT 1 SISLER SUB
Legal Subdivision	SISLER SUB
Legal Lot Number	1
Jurisdiction	GARRETT MD
Township / Civil Division	14, WEST OAKLAND
Census Block Group	4
Census Block	4002
Census Tract	601

Owner

4127 Hutton Rd is owned and occupied by two individuals who acquired it in August 1995.

Source: Garrett County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4127 HUTTON RD, OAKLAND, MD 21550-3130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 1995
Deed Sale	Aug 23, 1995
Deed Document Number	1995888
Deed Book / Page	659 / 353
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	4127 HUTTON RD, OAKLAND, MD 21550-3130
Document Number	0021000399
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 2, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4127 HUTTON RD OAKLAND MD 215503130, OAKLAND, MD 21550-3130

Mortgage

Document Number	0021000399
Date	Oct 22, 2018
Book Page	002100/000399

Lender

Name	CLEAR MTN BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4127 Hutton Rd was $6,818 with a homeowner's exemption, up 0.1% from the year before.

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,818.00 (+0.13%) Homeowner's exemption	$686,967 (+2.59%)	$721,700 (+7.78%) Land $66,000 Building $655,700
2025	$6,809.00 Homeowner's exemption	$669,600 Land $64,000 Building $605,600	$669,600 Land $64,000 Building $605,600
2023	$6,224.00 Homeowner's exemption	$548,933	$669,600 Land $64,000 Building $605,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4127 Hutton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4127 Hutton Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Pogozone powered by Neubeam Fixed Wireless · Fiber in parts of the area	300 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

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