4366 Ramsgate Ln, Bloomfield Hills, MI 48302 Property Records

Oakland County property record for 4366 Ramsgate Ln, Bloomfield Hills, MI 48302

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,454 sqft · built 1979
Lot Size	0.356 acres (15,507 sqft)
Owner	2 Individual Names on Record
Last Sale	$541,750 (Apr 2019)
Tax Bill	$5,176 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`X-18-13-453-014`

Property Details

APN / Parcel Number

Primary APN	`X-18-13-453-014`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,454 sqft Living Area
1st Floor Area	1,935 sqft
Basement Area	1,979 sqft
Unfinished Basement	1,979 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Lot Area	15,507 sqft (0.356 acres)
Lot Dimensions	15,486 ft deep x 1 ft wide
Garage Area	582 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	673 sqft
Deck Area	582 sqft
Patio Area	582 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4366 RAMSGATE LN
City	BLOOMFIELD HILLS
State	MI
Zip	48302-1638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R9E, SEC 13 AMENDED PLAT OF LOTS 24-35 INCL & 41-46 INCLWABEEK TWO LOT 42
Legal Range	09E
Legal Township	02N
Legal Section	13
Legal Subdivision	WABEEK TWO
Legal Lot Number	24,42
Jurisdiction	OAKLAND MI
Township / Civil Division	WEST BLOOMFIELD
Census Block Group	1
Census Block	1006
Census Tract	156300

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4366 RAMSGATE LN, BLOOMFIELD HILLS, MI 48302-1638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage A & N MORTGAGE SERVICES INC
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage A & N MORTGAGE SERVICES INC
Apr 15, 2019	Warranty Deed, Transfer TITLE EXPRESS LLC
Apr 24, 2017	Warranty Deed, Transfer · Conventional with PMI DRAPER & KRAMER MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2019 · Amount on Record
Deed Sale	Apr 15, 2019 · Amount on Record
Prior Sale	Dec 10, 2003 · Amount on Record
Deed Document Number	201958363
Deed Book / Page	52734 / 404
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4366 RAMSGATE LN, BLOOMFIELD HILLS, MI 48302-1638
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000177155
Date	Oct 24, 2019
Book Page	53418/00613
Instrument	177155

Lender

Name	A & N MORTGAGE SERVICES INC
Type	Mortgage Company
Address	CHICAGO, IL 60642

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4366 RAMSGATE LN, BLOOMFIELD HILLS, MI 48302-1638
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4366 BAMSGATE LN, BLOOMFIELD HILLS, MI 48302

Mortgage

Document Number	0000201763
Date	Oct 1, 2020
Book Page	54924/5
Instrument	201763

Lender

Name	A & N MORTGAGE SERVICES INC
Type	Mortgage Company
Address	CHICAGO, IL 60642

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 15, 2019
Property Address	4366 RAMSGATE LN, BLOOMFIELD HILLS, MI 48302-1638
Document Number	0000058363
Book / Page	52734 / 00404
Map Reference	LB 139 PG 20-52
Instrument Date	Feb 9, 2019
Instrument	58363
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	TITLE EXPRESS LLC

Transaction

Amount	Amount Recorded
Tax	$4,661.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4366 RAMSGATE LN, 4366, BLOOMFIELD HILLS, MI 48302-1638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4366 RAMSGATE LN, BLOOMFIELD HILLS, MI 48302-1638

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 24, 2017
Property Address	4366 RAMSGATE LN, BLOOMFIELD HILLS, MI 48302-1638
Document Number	0000082019
Book / Page	050597 / 000825
Instrument Date	Feb 6, 2017
Instrument	82019
Transaction Type	Transfer
Record Updated	Jun 29, 2017
Title Company	GM RECORDINGS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,214.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	471 SMITH AVE BIRMINGHAM MI 480092026, BIRMINGHAM, MI 48009-2026

Mortgage

Document Number	82020
Date	Apr 24, 2017
Book Page	050597/000827
Instrument	82020

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	West Bloomfield Charter Township
Unified School District	Bloomfield Hills School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,176.00 (-48.33%) Homeowner's exemption	$335,750 (+31.93%) Land $30,100 Building $305,650	$671,500 (+31.93%) Land $60,200 Building $611,300
2024	$10,017.00 (+6.53%)
2023			$508,980 Land $60,200 Building $448,780
2022	$9,403.00	$254,490 Land $30,100 Building $224,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD TOWNSHIP serves 41,691 people · EPA ID MI0000790
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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