4342 Ramsgate Ln, Bloomfield Hills, MI 48302 Property Records

Oakland County property record for 4342 Ramsgate Ln, Bloomfield Hills, MI 48302

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,077 sqft · built 1973
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on File
Last Sale	$287,000 (Feb 2011)
Tax Bill	$3,833 (2025)
Deeds & Mortgages	Oct 2020 Transfer Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`X-18-13-453-012`

Property Details

APN / Parcel Number

Primary APN	`X-18-13-453-012`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,077 sqft Living Area
1st Floor Area	1,642 sqft
Basement Area	1,642 sqft
Finished Basement	1,642 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	196 ft deep x 101 ft wide
Garage Area	485 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	761 sqft
Deck Area	420 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4342 RAMSGATE LN
City	BLOOMFIELD HILLS
State	MI
Zip	48302-1638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R9E, SEC 13 WABEEK TWO LOT 40
Legal Range	09E
Legal Township	02N
Legal Section	13
Legal Subdivision	WABEEK TWO
Legal Lot Number	40
Jurisdiction	OAKLAND MI
Township / Civil Division	WEST BLOOMFIELD
Census Block Group	1
Census Block	1006
Census Tract	156300

Owner

4342 Ramsgate Ln is owned and occupied by two individuals who acquired it in September 2020.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4342 RAMSGATE LN, BLOOMFIELD HILLS, MI 48302-1638
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Intrafamily Transfer, Transfer CISLO TITLE CO
Sep 1, 2017	Quit Claim Deed, Transfer · Line of Credit CREDIT UNION ONE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2011 · Amount on File
Deed Sale	Feb 9, 2011 · Amount on File
Prior Sale	Jul 7, 1998 · Amount on File
Deed Document Number	201123193
Deed Book / Page	42806 / 850
Last Transfer Date	Sep 30, 2020
Transfer Doc	0000205562
Record Updated	Oct 29, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Oct 6, 2020
Property Address	4342 RAMSGATE LN, BLOOMFIELD HILLS, MI 48302-1638
Document Number	0000205562
Book / Page	54951 / 857
Map Reference	LB 132 PG 8-11
Instrument Date	Sep 30, 2020
Instrument	205562
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	CISLO TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4342 RAMSGATE LN, BLOOMFIELD HILLS, MI 48302-1638

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 1, 2017
Property Address	4342 RAMSGATE LN, BLOOMFIELD HILLS, MI 48302-1638
Document Number	0000164321
Book / Page	051031 / 000240
Instrument Date	Aug 25, 2017
Instrument	164321
Transaction Type	Transfer
Record Updated	Oct 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4342 RAMSGATE LN BLOOMFIELD HILLS MI 483021638, BLOOMFIELD HILLS, MI 48302-1638

Mortgage

Document Number	175492
Date	Sep 1, 2017
Book Page	051094/000242
Instrument	175492

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FEMDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 31, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4342 Ramsgate Ln was $3,833 with a homeowner's exemption, down 48% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	West Bloomfield Charter Township
Unified School District	Bloomfield Hills School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,833.00 (-48.01%) Homeowner's exemption	$313,950 Land $32,000 Building $281,950	$627,900 Land $64,000 Building $563,900
2024	$7,372.00
2023			$485,120 Land $64,000 Building $421,120
2022	$6,711.00	$242,560 Land $32,000 Building $210,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4342 Ramsgate Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4342 Ramsgate Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD TOWNSHIP serves 41,691 people · EPA ID MI0000790
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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