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4365 Rambler Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4365 Rambler Ave, Saint Cloud, FL 34772 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,144 sqft · built 1981
Lot Size4.88 acres (212,747 sqft)
OwnerIndividual Name on File
Last Sale$278,500 (Mar 2018)
Tax Bill$5,538 (2025)
Deeds & MortgagesMar 2022 Mortgage
Aug 2020 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN06-27-31-4950-0001-1160

Property Details

APN / Parcel Number

Primary APN06-27-31-4950-0001-1160
Alternative APNs
  • 273106495000011160
  • 99535

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,144 sqft Living Area
Gross Area3,152 sqft
1st Floor Area1,360 sqft
Upper Floors Area784 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1991
Architectural StyleL-Shape
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area212,747 sqft (4.88 acres)
Garage Area1,800 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area1,008 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4365 RAMBLER AVE
CitySAINT CLOUD
StateFL
Zip34772-7920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS L & I C PB B PG 32 LOT 116
Legal Range31E
Legal Township27S
Legal Section06
Legal SubdivisionS L & I C
Legal Tract4950
Legal Block1160
Legal Lot Number116
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43205

Owner

Source: Osceola County records · APN 06-27-31-4950-0001-1160

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4365 RAMBLER AVE, SAINT CLOUD, FL 34772-7920
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Aug 24, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Aug 24, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 05, 2018Warranty Deed, Transfer · VA Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 05, 2018 · Amount on Record
Deed SaleMar 05, 2018 · Amount on Record
Prior SaleApr 09, 2001 · Amount on Record
Deed Document Number201837306
Deed Book / Page5296 / 874
Last Transfer DateMar 15, 2022
Transfer Doc0061781612
Record UpdatedSep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateMar 23, 2022
Property Address4365 RAMBLER AVE, SAINT CLOUD, FL 34772-7920
Document Number0061781612
Book / Page6178 / 1612
Map ReferenceMB B PG 32
Instrument DateMar 15, 2022
Instrument2022046718
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyTITLE WAREHOUSE/AMERICA INC, TITLE WAREHOUSES OF AMERICA

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5654 HILL CREEK LANE N, N RIDGEVILLE, OH 44039

Transferred To (Grantee/Buyer)

NameVerified Name
Address4365 RAMBLER AVE, SAINT CLOUD, FL 34772-7920

Mortgage

Document Number0061781614
DateMar 23, 2022
Instrument6178/1614
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateAug 24, 2020
Property Address4365 RAMBLER AVE, SAINT CLOUD, FL 34772-7920
Document Number0057792769
Book / Page5779 / 2769
Map ReferenceMB B PG 32
Instrument DateAug 14, 2020
Instrument2020111572
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyHOMEBRIDGE FINCL SVCS INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4365 RAMBLER AVE, SAINT CLOUD, FL 34772-7920

Mortgage

Document Number0057792770
DateAug 24, 2020
Instrument5779/2770
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateAug 24, 2020
Property Address4365 RAMBLER AVE, SAINT CLOUD, FL 34772-7920
Document Number0057792767
Book / Page005779 / 002767
Instrument DateDec 06, 2019
Instrument111571
Transaction TypeTransfer
Record UpdatedSep 23, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4365 RAMBLER AVE ST CLOUD FL 347727920, ST CLOUD, FL 34772-7920

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 05, 2018
Property Address4365 RAMBLER AVE, SAINT CLOUD, FL 34772-7920
Document Number0052960874
Book / Page5296 / 0874
Map ReferenceMB B PG32
Instrument DateMar 05, 2018
Instrument2018037306
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanySTEWART TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address319 FRANKLIN MDWS, 319, SEYMOUR, TN 37865-5282

Transferred To (Grantee/Buyer)

NameVerified Name
Address4365 RAMBLER AVE, SAINT CLOUD, FL 34772-7920

Mortgage

Document Number2018037307
DateMar 05, 2018
Instrument2018037307
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,538.00 (+4.59%) Homeowner's exemption$389,163 (+5.99%)$499,200 (+15.74%) Land $219,600 Building $279,600
2024$5,295.00 (+2.06%)
2023$5,188.00 (+3.82%) Homeowner's exemption$367,181 (+3%)$431,300 (+9.02%) Land $156,200 Building $275,100
2022$4,997.00 Homeowner's exemption$356,487$395,600 Land $156,200 Building $239,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 68 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies68 in force
Nearby Flood Claims9 (1997–2020)
Claims Outside the SFHA5 of 9
Most Recent ClaimJun 2020, other causes
Claims By Storm
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Wildfire

Wildfire RiskModerate
above 69% of the US · above 48% of Florida
Wildfire LikelihoodAbout 1 in 268 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 29 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
XfinityCable1,200 / 35
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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