4345 Rambler Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4345 Rambler Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2010
Square Footage1,372 sqft Heated Area
Lot Size212,137 sqft (4.86 acres)
OccupancyOwner Occupied
Last Sale$560,000 (2024)
Tax Bill$712.00 (2025)

Property Details

APN / Parcel Number

Primary APN99526
Alternative APN
  • 062731495000011090

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,372 sqft Heated Area
Gross Area2,716 sqft Gross Area
1st Floor1,372 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2010
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area212,137 sqft (4.86 acres)
Parking Spaces3 Parking Spaces
Garage TypeMixed Garage
Garage Area720 sqft Garage
PorchOpen Porch
Porch Area784 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number99526
Street Address4345 RAMBLER AVE
CitySAINT CLOUD
StateFL
Zip34772-7920
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS L & I C PB B PG 32 LOT 109 LESS COM AT NE COR OF LOT 109, S89-50-57W 642.66 FT, S00-12-51E 136 FT, N89-50-57E 230 FT,
Legal Range31E
Legal Township27S
Legal Section06
Legal SubdivisionSEMINOLE LAND&INV CO
Legal Tract4950
Legal Block1
Legal Lot Number109
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1000
Census Tract43205

Owner

Source: Osceola County records · APN 99526

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4345 RAMBLER AVE, SAINT CLOUD, FL 34772-7920
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 27, 2024 · Amount on Record
Deed SaleNov 27, 2024 · Amount on Record
Prior SaleMay 18, 2010 · Amount on Record
Deed Doc Number2024150875
Deed Book / Page6702 / 2392
Record RefreshedJun 08, 2026

November 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 27, 2024
Property Address4345 RAMBLER AVE, SAINT CLOUD, FL 34772-7920
Document Number0067022392
Book / Page6702 / 2392
Map ReferenceMB B PG 32
Instrument DateNov 22, 2024
Instrument2024150875
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,920.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4345 RAMBLER AVE, SAINT CLOUD, FL 34772-7920

Transferred To (Grantee/Buyer)

NameVerified Name
Address4345 RAMBLER AVE, SAINT CLOUD, FL 34772-7920

Mortgage

Document Number0067022394
DateNov 27, 2024
Instrument6702/2394
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$712.00 (-67.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$305,458 (+99.28%)$423,600 (+11.65%) Land $177,400 Building $246,200
2023$2,201.00 (+5.06%) Homeowner's exemption$153,284 (+3%)$379,400 (+15.28%) Land $137,900 Building $241,500
2022$2,095.00 Homeowner's exemption$148,820$329,100 Land $122,800 Building $206,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 69% of the US · above 48% of Florida
Wildfire LikelihoodAbout 1 in 268 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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