4365 E Point Rd, Elkton, VA 22827 Property Records

Rockingham County property record for 4365 E Point Rd, Elkton, VA 22827

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,475 sqft · built 2017
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Tax Bill	$2,796 (2026)
Deeds & Mortgages	Mar 2017 Construction Loan Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114-(A)-L72A`

Property Details

APN / Parcel Number

Primary APN	`114-(A)-L72A`
Alternative APNs	`R49746` `49746`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,475 sqft Living Area
Gross Area	4,989 sqft
Basement Area	1,650 sqft
Unfinished Basement	1,650 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Modular
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R49746
Street Address	4365 E POINT RD
City	ELKTON
State	VA
Zip	22827-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Jurisdiction	ROCKINGHAM VA
Township / Civil Division	STONEWALL
Census Block Group	1
Census Block	1019
Census Tract	10302

Owner

Source: Rockingham County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4365 E POINT RD, ELKTON, VA 22827-2620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2017	Deed of Trust, Mortgage · Construction Mortgage VBS MORTGAGE LLC
Sep 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage VBS MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Property Address	4365 E POINT RD, ELKTON, VA 22827-2620
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	BANKERS TITLE/SHENANDOAH, BANKERS TITLE SHENANDOAH

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004855/459
Date	Mar 13, 2017
Book Page	4855/459
Instrument	2017-00006880

Lender

Name	VBS MORTGAGE LLC
Type	Mortgage Company
Address	HARRISONBURG, VA 22801

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 1, 2018

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Property Address	4365 E POINT RD, ELKTON, VA 22827-2620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BAKERS TITLE, BANKERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4918/301
Date	Sep 1, 2017
Book Page	4918/301
Instrument	2017-00024993

Lender

Name	VBS MORTGAGE LLC
Type	Mortgage Company
Address	HARRISONBURG, VA 22801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockingham County
Unified School District	Rockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,796.00	$423,700 Land $72,000 Building $351,700	$423,700 Land $72,000 Building $351,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Point Rd

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