4229 E Point Rd, Elkton, VA 22827 Property Records

Rockingham County property record for 4229 E Point Rd, Elkton, VA 22827

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,067 sqft · built 1962
Lot Size	1.08 acres (47,437 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (May 2019)
Tax Bill	$1,191 (2026)
Deeds & Mortgages	Jun 2026 Mortgage May 2023 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`114-(A)-L73`

Property Details

APN / Parcel Number

Primary APN	`114-(A)-L73`
Alternative APNs	`R216` `216`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,067 sqft Living Area
Gross Area	2,400 sqft
Basement Area	1,067 sqft
Unfinished Basement	1,067 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	47,437 sqft (1.08 acres)
Garage Area	900 sqft
Driveway	Gravel Driveway

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R216
Street Address	4229 E POINT RD
City	ELKTON
State	VA
Zip	22827-2621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	HUMES RUN
Legal Subdivision	HUMES RUN
Jurisdiction	ROCKINGHAM VA
Township / Civil Division	STONEWALL
Census Block Group	1
Census Block	1019
Census Tract	10302

Owner

Source: Rockingham County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4229 E POINT RD, ELKTON, VA 22827-2621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 1, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 15, 2019	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK
Oct 15, 2019	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK
May 21, 2019	Deed, Transfer · Line of Credit FARMERS & MERCHANTS BANK
Jan 17, 2018	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2019 · Amount on Record
Deed Sale	May 21, 2019 · Amount on Record
Deed Document Number	201911909
Deed Book / Page	5117 / 173
Prior Transfer Date	Jan 12, 2018
Prior Transfer Doc	4962/038
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Recording Date	Jun 3, 2026
Property Address	4229 E POINT RD, ELKTON, VA 22827-2621
Document Number	0000012121
Book / Page	6056 / 368
Instrument Date	May 29, 2026
Instrument	202612121
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4229 E POINT RD, ELKTON, VA 22827-2621

Mortgage

Document Number	0000012121,
Date	Jun 3, 2026
Book Page	6056/368
Instrument	202612121

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 1, 2051

Interest

Rate	6.3%
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Property Address	4229 E POINT RD, ELKTON, VA 22827-2621
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005691/716
Date	May 1, 2023
Book Page	5691/716
Instrument	2023-08703

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Property Address	4229 E POINT RD, ELKTON, VA 22827-2621
Transaction Type	Mortgage
Record Updated	Dec 6, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5507/110
Date	Nov 18, 2021
Book Page	5507/110
Instrument	2021-32652

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Property Address	4229 E POINT RD, ELKTON, VA 22827-2621
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5391/561
Date	Mar 29, 2021
Book Page	5391/561
Instrument	2021-07787

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate	3.37%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Property Address	4229 E POINT RD, ELKTON, VA 22827-2621
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5169/773
Date	Oct 15, 2019
Book Page	5169/773
Instrument	2019-25042

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	BROADWAY, VA 22815

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 4, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Property Address	4229 E POINT RD, ELKTON, VA 22827-2621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5169/773
Date	Oct 15, 2019
Book Page	5169/773
Instrument	2019-25042

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	BROADWAY, VA 22815

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 4, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	May 21, 2019
Property Address	4229 E POINT RD, ELKTON, VA 22827-2621
Document Number	5117/173
Book / Page	5117 / 173
Instrument Date	May 20, 2019
Instrument	2019-11909
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	295 HIGH ST, ELKTON, VA 22827-1633

Mortgage

Document Number	201911910
Date	May 21, 2019
Instrument	2019-11910

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	Jan 17, 2018
Property Address	4229 E POINT RD, ELKTON, VA 22827-2621
Document Number	4962/038
Book / Page	4962 / 038
Instrument Date	Jan 12, 2018
Instrument	2018-00001394
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4229 E POINT RD, ELKTON, VA 22827-2621

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockingham County
Unified School District	Rockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,191.00	$180,596 Land $53,400 Building $127,196	$180,596 Land $53,400 Building $127,196

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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