4362 Bluff Pointe, Clarkston, MI 48348 Property Records

Oakland County property record for 4362 Bluff Pointe, Clarkston, MI 48348

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,719 sqft · built 2012
Lot Size	0.333 acres (14,505 sqft)
Owner	2 Individual Names on Record
Last Sale	$563,000 (Jul 2022)
Tax Bill	$6,293 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`J-08-24-201-031`

Property Details

APN / Parcel Number

Primary APN	`J-08-24-201-031`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,719 sqft Living Area
1st Floor Area	1,710 sqft
Basement Area	1,275 sqft
Unfinished Basement	1,275 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Condo/Apartment
Lot Area	14,505 sqft (0.333 acres)
Lot Dimensions	145 ft deep x 100 ft wide
Garage Area	513 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	4362 BLUFF POINTE
City	CLARKSTON
State	MI
Zip	48348-5081
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PRD
Legal Description	T4N, R9E, SEC 24 OAKLAND COUNTY CONDOMINIUM PLAN NO 1036 OAKHURST UNIT 446 L 17072 P 18 09-23-04 FR -200-007
Legal Range	9E
Legal Township	4N
Legal Section	24
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	446
Jurisdiction	OAKLAND MI
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1029
Census Tract	127600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4362 BLUFF POINTE, CLARKSTON, MI 48348-5081
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Warranty Deed, Transfer · VA Mortgage PREMIA MORTGAGE LLC
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Apr 3, 2013 · Amount on Record
Deed Document Number	2022414709
Deed Book / Page	57953 / 382
Prior Transfer Date	Mar 18, 2015
Prior Transfer Doc	0000053150
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 15, 2022
Property Address	4362 BLUFF POINTE, CLARKSTON, MI 48348-5081
Document Number	0000414709
Book / Page	57953 / 382
Map Reference	LB 43959 PG 57-70
Instrument Date	Jun 29, 2022
Instrument	414709
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,222.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4362 BLUFF POINTE, 4362, CLARKSTON, MI 48348-5081

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4362 BLUFF POINTE, CLARKSTON, MI 48348-5081
Investor	Possibly a Property Investor

Mortgage

Document Number	0057953384
Date	Jul 15, 2022
Instrument	57953/384

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4362 BLUFF POINTE, CLARKSTON, MI 48348-5081
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ABSTRACT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4362 BLUFF POINTE, CLARKSTON, MI 48348-5081

Mortgage

Document Number	0000248785
Date	Nov 24, 2020
Book Page	55232/17
Instrument	248785

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Independence Charter Township
Unified School District	Clarkston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,293.00 (-31.51%) Homeowner's exemption	$329,900 (+22.23%) Land $67,500 Building $262,400	$659,800 (+22.23%) Land $135,000 Building $524,800
2024	$9,188.00 (+47.86%)
2023		$269,900 Land $69,500 Building $200,400	$539,800 Land $139,000 Building $400,800
2022	$6,214.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE TOWNSHIP serves 11,790 people · EPA ID MI0003342
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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