4343 Bluff Pointe, Clarkston, MI 48348 Property Records

Oakland County property record for 4343 Bluff Pointe, Clarkston, MI 48348

Property Summary

Property Type	Condominium
Details	4 bd · 4 ba · 3,194 sqft · built 2012
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Company Names on Record
Deeds & Mortgages	May 2021 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`J-08-24-201-021`

Property Details

APN / Parcel Number

Primary APN	`J-08-24-201-021`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,194 sqft Living Area
1st Floor Area	2,107 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	143 ft deep x 106 ft wide
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	4343 BLUFF POINTE
City	CLARKSTON
State	MI
Zip	48348-5081
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PRD
Legal Description	T4N, R9E, SEC 24 OAKLAND COUNTY CONDOMINIUM PLAN NO 1036 OAKHURST UNIT 436 L 17072 P 18 09-23-04 FR -200-007
Legal Range	09E
Legal Township	04N
Legal Section	24
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	436
Jurisdiction	OAKLAND MI
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1024
Census Tract	127600

Owner

Source: Oakland County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	4343 BLUFF POINTE, CLARKSTON, MI 48348-5081
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL HOME MORTGAGE
Jan 26, 2022	Intrafamily Transfer, Transfer
Apr 3, 2017	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 1, 2011
Deed Sale	Jun 1, 2011
Prior Sale	Oct 30, 2012 · Amount on Record
Deed Document Number	0000105639
Last Transfer Date	Jan 26, 2022
Transfer Doc	0000304273
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4343 BLUFF POINTE, CLARKSTON, MI 48348-5081
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 BLUFF POINTE, CLARKSTON, MI 48348-5081

Mortgage

Document Number	0000116960
Date	May 3, 2021
Book Page	56173/707
Instrument	116960

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	HOWELL, MI 48843

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4343 BLUFF POINTE, CLARKSTON, MI 48348-5081
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 BLUFF POINTE, CLARKSTON, MI 48348-5081

Mortgage

Document Number	0000047777
Date	Feb 23, 2021
Book Page	55755/413
Instrument	47777

Lender

Name	FIRST NATIONAL HOME MORTGAGE
Type	Non-Lending Institution
Address	WATERFORD, MI 48329

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jan 26, 2022
Property Address	4343 BLUFF POINTE, CLARKSTON, MI 48348-5081
Document Number	0000304273
Book / Page	57353 / 715
Map Reference	LB 43959 PG 57-70
Instrument Date	Jan 6, 2022
Instrument	304273
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4343 BLUFF POINTE, CLARKSTON, MI 48348-5081

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4343 BLUFF POINTE, CLARKSTON, MI 48348-5081
Document Number	0000077812
Instrument Date	Apr 3, 2017
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4343 BLUFF POINTE CLARKSTON MI 483485081, CLARKSTON, MI 48348-5081

Mortgage

Document Number	0000077812
Date	Apr 17, 2017
Book Page	050578/000398
Instrument	77812

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Apr 16, 2052

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Independence Charter Township
Unified School District	Clarkston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$326,900 (+12.65%) Land $71,200 Building $255,700	$653,800 (+12.65%) Land $142,400 Building $511,400
2023	$290,200 Land $61,300 Building $228,900	$580,400 Land $122,600 Building $457,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE TOWNSHIP serves 11,790 people · EPA ID MI0003342
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bluff Pointe

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