4361 M Lake Rd, Keystone Heights, FL 32656 Property Records

Clay County property record for 4361 M Lake Rd, Keystone Heights, FL 32656

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,243 sqft · built 2006
Lot Size	9.2 acres (400,752 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Apr 2006)
Tax Bill	$3,114 (2025)
Deeds & Mortgages	Mar 2021 Sale Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-08-24-007028-003-44`

Property Details

APN / Parcel Number

Primary APN	`10-08-24-007028-003-44`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,243 sqft Living Area
Gross Area	2,684 sqft
1st Floor Area	2,243 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	400,752 sqft (9.2 acres)
Lot Dimensions	652 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4361 M LAKE RD
City	KEYSTONE HEIGHTS
State	FL
Zip	32656-7729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF S1/2 SEC 10 A/K/A TRACTS836, 837 & 838 STATION POND@ S/D AS REC OR 2707 PG 21
Legal Range	24E
Legal Township	08S
Legal Section	10
Legal Subdivision	STATION POND
Legal Tract	836,837,83
Jurisdiction	CLAY FL
Township / Civil Division	KEYSTONE HEIGHTS
Census Block Group	1
Census Block	1054
Census Tract	31105

Owner

4361 M Lake Rd is owned and occupied by an individual who acquired it in December 2020.

Source: Clay County records, as of March 30, 2026

Owner of Record	Individual Name on File
Mailing Address	4361 M LAKE RD, KEYSTONE HEIGHTS, FL 32656-7729
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Warranty Deed, Transfer LANDMARK TITLE
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC
Dec 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2006 · Amount on File
Deed Sale	Apr 12, 2006 · Amount on File
Deed Document Number	200624963
Deed Book / Page	2707 / 2189
Last Transfer Date	Dec 21, 2020
Transfer Doc	0043921886
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Mar 1, 2021
Property Address	4361 M LAKE RD, KEYSTONE HEIGHTS, FL 32656-7729
Document Number	0044221977
Book / Page	4422 / 1977
Instrument Date	Mar 1, 2021
Instrument	2021012538
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14997 BRAHMA RD, 14997, POLK CITY, FL 33868-9575

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4361 M LAKE RD, KEYSTONE HEIGHTS, FL 32656-7729
Investor	Possibly a Property Investor

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	4361 M LAKE RD, KEYSTONE HEIGHTS, FL 32656-7729
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4361 M LAKE RD, KEYSTONE HEIGHTS, FL 32656-7729

Mortgage

Document Number	0044150417
Date	Feb 11, 2021
Book Page	4415/417
Instrument	2021008662

Lender

Name	RP FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Dec 21, 2020
Property Address	4361 M LAKE RD, KEYSTONE HEIGHTS, FL 32656-7729
Document Number	0043921886
Book / Page	004392 / 001886
Instrument Date	Dec 21, 2020
Instrument	67418
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44361 M LAKE RD KEYSTONE HEIGHTS FL 32656, KEYSTONE HEIGHTS, FL 32656

Tax Assessment & Valuation

The 2025 property tax bill for 4361 M Lake Rd was $3,114 with exemptions applied, up 4.9% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,114.00 (+4.92%) Homeowner's exemption Veteran's exemption	$249,352	$415,493 Land $83,193 Building $332,300
2024	$2,968.00 (-7.85%)
2023	$3,221.00 (+7.05%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$235,267 (+3%)	$406,181 (+26.59%) Land $74,195 Building $331,986
2022	$3,009.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$228,415	$320,874 Land $50,796 Building $270,078

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4361 M Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4361 M Lake Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on M Lake Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures