Clay County property record for 4345 M Lake Rd, Keystone Heights, FL 32656
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,620 sqft · built 1998 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $50,000 (Dec 2003) |
| Tax Bill | $658 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-08-24-007028-003-20 |
| Primary APN | 10-08-24-007028-003-20 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,620 sqft Heated Area |
| Gross Area | 1,764 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 600 sqft |
| Porch | Porch |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4345 M LAKE RD |
|---|---|
| City | KEYSTONE HEIGHTS |
| State | FL |
| Zip | 32656-7729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF NW1/4 OF THE SE1/4 S10T8R24 AS REC O R 2305 PG 112 |
| Legal Range | 24 |
| Legal Township | 08 |
| Legal Section | 10 |
| Legal Subdivision | STATION POND |
| Jurisdiction | CLAY FL |
| Township / Civil Division | KEYSTONE HEIGHTS |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 31105 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 4345 M LAKE RD, KEYSTONE HEIGHTS, FL 32656-7729 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2003 · Amount on Record |
| Deed Sale | Dec 8, 2003 · Amount on Record |
| Deed Document Number | 200383422 |
| Deed Book / Page | 2302 / 0112 |
| Record Updated | Jun 8, 2026 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $658.00 (-28.01%) Homeowner's exemption Widower's exemption | $88,325 (+5.99%) | $192,956 (+4.33%) Land $41,994 Building $150,962 |
| 2023 | $914.00 (+9.72%) Homeowner's exemption Widower's exemption | $83,336 (+3%) | $184,951 (+23.51%) Land $32,996 Building $151,955 |
| 2022 | $833.00 Homeowner's exemption Widower's exemption | $80,909 | $149,746 Land $23,996 Building $125,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures