St. Charles County property record for 4345 Austin Pass Dr, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 5,656 sqft · built 2004 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,214,345 (Aug 2023) |
| Tax Bill | $9,646 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jul 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | T033000059 |
| Primary APN | T033000059 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 5,656 sqft Living Area |
| Gross Area | 6,715 sqft |
| 1st Floor Area | 3,536 sqft |
| Basement Area | 2,445 sqft |
| Finished Basement | 2,120 sqft |
| Unfinished Basement | 325 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 26,572 sqft (0.61 acres) |
| Garage Type | Attached |
| Garage Area | 734 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 78 sqft |
| Deck Area | Deck Area |
| Patio Area | 78 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T033000059 |
|---|---|
| Street Address | 4345 AUSTIN PASS DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-0327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MANORS AT AUSTIN RIDGE ADDN #2 LOT 75 |
| Legal Subdivision | MANORS AT AUSTIN RIDGE ADDN #2 |
| Legal Lot Number | 75 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | COTTLEVILLE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 311103 |
4345 Austin Pass Dr is owned and occupied by two individuals who bought it in August 2023.
Source: St. Charles County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4345 AUSTIN PASS DR, SAINT CHARLES, MO 63304-0327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage GOLDMAN SACHS BANK USA |
| Jul 17, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2023 · Amount on File |
| Deed Sale | Aug 11, 2023 · Amount on File |
| Prior Sale | Jul 17, 2023 · Amount on File |
| Deed Document Number | 202332413 |
| Prior Transfer Date | Oct 14, 2004 |
| Prior Transfer Doc | 0040130198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 11, 2023 |
| Property Address | 4345 AUSTIN PASS DR, SAINT CHARLES, MO 63304-0327 |
| Document Number | 0000032413 |
| Map Reference | MB 39 PG 74 |
| Instrument Date | Aug 7, 2023 |
| Instrument | 2023R-032413 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4580 AUSTIN KNOLL CT, SAINT CHARLES, MO 63304-0334 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4345 AUSTIN PASS DR, SAINT CHARLES, MO 63304-0327 |
| Document Number | 0000032414 |
|---|---|
| Date | Aug 11, 2023 |
| Instrument | 2023R-032414 |
| Name | GOLDMAN SACHS BANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Type Change Date | Sep 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.9% |
| Margin | 3 |
| Max Rate | 10.9% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 17, 2023 |
| Property Address | 4345 AUSTIN PASS DR, SAINT CHARLES, MO 63304-0327 |
| Document Number | 0000028129 |
| Map Reference | MB 39 PG 74 |
| Instrument Date | Jul 13, 2023 |
| Instrument | 2023R-028129 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4580 AUSTIN KNOLL CT, SAINT CHARLES, MO 63304-0334 |
| Name | Verified Name |
|---|---|
| Address | 4580 AUSTIN KNOLL CT, SAINT CHARLES, MO 63304-0334 |
The 2025 property tax bill for 4345 Austin Pass Dr was $9,646, up 14% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $164,124 (+0.53%) | $863,812 (+0.53%) Land $150,000 Building $713,812 | |
| 2025 | $9,646.00 (+13.97%) | $163,264 | $859,280 Land $150,000 Building $709,280 |
| 2024 | $8,464.00 | ||
| 2023 | $142,298 (+12.12%) | ||
| 2022 | $8,122.00 | $126,916 | $748,937 (+12.12%) Land $150,000 Building $598,937 |
| 2021 | $667,983 Land $150,000 Building $517,983 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4345 Austin Pass Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jun 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4345 Austin Pass Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Wisper ISP.
5G (outdoors only) and 4G LTE
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