436 Walden Trl, Waxhaw, NC 28173 Property Records

Union County property record for 436 Walden Trl, Waxhaw, NC 28173

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,511 sqft · built 1990
Lot Size	2.13 acres (92,783 sqft)
Owner	Individual Name on Record
Tax Bill	$7,469 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-177-022`

Property Details

APN / Parcel Number

Primary APN	`06-177-022`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,511 sqft Living Area
Gross Area	5,486 sqft
1st Floor Area	1,544 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	92,783 sqft (2.13 acres)
Garage Type	Attached
Garage Area	975 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	436 WALDEN TRL
City	WAXHAW
State	NC
Zip	28173-8542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60 WEDDI
Legal Description	#5 WALDEN AT PROVIDENCE OPCB345-A
Legal Subdivision	WALDEN AT PROVIDENCE
Legal Tract	5
Legal Lot Number	5
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	3
Census Block	3004
Census Tract	21006

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	436 WALDEN TRL, WAXHAW, NC 28173-8542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Intrafamily Transfer, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Nov 19, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2021
Deed Sale	Oct 4, 2021
Prior Sale	Jun 3, 2005 · Amount on Record
Deed Document Number	202147146
Deed Book / Page	8266 / 573
Prior Transfer Date	Sep 28, 2021
Prior Transfer Doc	8266573
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Oct 4, 2021
Property Address	436 WALDEN TRL, WAXHAW, NC 28173-8542
Document Number	8266573
Book / Page	8266 / 573
Map Reference	CAB B FILE 345-A
Instrument Date	Sep 28, 2021
Instrument	47146
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 WALDEN TRL, WAXHAW, NC 28173-8542

Mortgage

Document Number	47147
Date	Oct 4, 2021
Instrument	47147

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	436 WALDEN TRL, WAXHAW, NC 28173-8542
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7519694
Date	Nov 19, 2019
Book Page	7519/694
Instrument	0036032

Lender

Name	US BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Weddington Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,495,100 (-) Land $412,000 Building $1,083,100	$1,495,100 (-) Land $412,000 Building $1,083,100
2025	$7,469.00 (+19.52%)	$1,495,100 (+51.43%) Land $412,000 Building $1,083,100	$1,495,100 (+51.43%) Land $412,000 Building $1,083,100
2023	$6,249.00	$987,300 Land $286,300 Building $701,000	$987,300 Land $286,300 Building $701,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Windstream DSL	100 / 20

May also be available: Google Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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