431 Walden Trl, Waxhaw, NC 28173 Property Records

Union County property record for 431 Walden Trl, Waxhaw, NC 28173

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,112 sqft · built 1988
Lot Size	2.3 acres (100,188 sqft)
Owner	Individual Name on Record
Last Sale	$1,300,000 (Dec 2022)
Tax Bill	$7,395 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-177-048`

Property Details

APN / Parcel Number

Primary APN	`06-177-048`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,112 sqft Living Area
1st Floor Area	2,521 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	100,188 sqft (2.3 acres)
Porch	Slab
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	431 WALDEN TRL
City	WAXHAW
State	NC
Zip	28173-8542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60 WEDDI
Legal Description	#31 WALDEN @ PROVIDENCE PH1 OPCB345A
Legal Subdivision	WALDEN AT PROVIDENCE
Legal Tract	31
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	3
Census Block	3004
Census Tract	21006

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1025 ARCHDALE DR, CHARLOTTE, NC 28217-0247
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Line of Credit ERIC DUNG LE
Dec 30, 2022	Deed, Transfer
Dec 30, 2022	Warranty Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Apr 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 5, 2018	Grant Deed, Transfer SERVICELINK
Nov 13, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2022 · Amount on Record
Deed Sale	Dec 30, 2022 · Amount on Record
Prior Sale	Oct 5, 2018 · Amount on Record
Deed Document Number	202242206
Deed Book / Page	8634 / 221
Prior Transfer Date	Nov 8, 2017
Prior Transfer Doc	7051766
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	431 WALDEN TRL, WAXHAW, NC 28173-8542
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 ARCHDALE DR, CHARLOTTE, NC 28217-0247

Mortgage

Document Number	0009260404
Date	Dec 5, 2025
Book Page	9260/404
Instrument	32261

Lender

Name	ERIC DUNG LE
Type	Private Party
Address	2469 MOUNTAIN PARK DR, CHARLOTTE, NC 28214

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	28 Months
Due	Apr 1, 2028

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NC
Recording Date	Dec 30, 2022
Property Address	431 WALDEN TRL, WAXHAW, NC 28173-8542
Document Number	0008634218
Book / Page	8634 / 218
Map Reference	CAB B FILE 345-A
Instrument Date	Dec 19, 2022
Instrument	42205
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	431 WALDEN TRL, WAXHAW, NC 28173-8542

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 30, 2022
Property Address	431 WALDEN TRL, WAXHAW, NC 28173-8542
Document Number	0008634221
Book / Page	8634 / 221
Map Reference	CAB B FILE 345-A
Instrument Date	Dec 19, 2022
Instrument	42206
Transaction Type	Transfer
Record Updated	Jan 13, 2023
Title Company	INTEGRA TITLE SERVICES LLC, INTEGRATED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	431 WALDEN TRL, WAXHAW, NC 28173-8542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 ARCHDALE DR, CHARLOTTE, NC 28217-0247

Mortgage

Document Number	0000042207
Date	Dec 30, 2022
Instrument	42207

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	431 WALDEN TRL, WAXHAW, NC 28173-8542
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	UNITED SHORE FINCL SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007355449
Date	Apr 24, 2019
Book Page	7355/449
Instrument	0010635

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NC
Recording Date	Oct 5, 2018
Property Address	431 WALDEN TRL, WAXHAW, NC 28173-8542
Document Number	7247728
Book / Page	007247 / 000728
Instrument Date	Aug 16, 2018
Instrument	28212
Transaction Type	Transfer
Record Updated	Oct 18, 2018
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$1,090.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 WALDEN TRL WAXHAW NC 281738542, WAXHAW, NC 28173-8542

November 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	UNION NC
Recording Date	Nov 13, 2017
Property Address	431 WALDEN TRL, WAXHAW, NC 28173-8542
Document Number	7051766
Book / Page	007051 / 000766
Instrument Date	Oct 17, 2017
Instrument	33327
Transaction Type	Foreclosure
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,334.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	431 WALDEN TRL WAXHAW NC 281738542, WAXHAW, NC 28173-8542

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Weddington Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,480,300 (-) Land $413,400 Building $1,066,900	$1,480,300 (-) Land $413,400 Building $1,066,900
2025	$7,395.00 (+18.15%)	$1,480,300 (+49.71%) Land $413,400 Building $1,066,900	$1,480,300 (+49.71%) Land $413,400 Building $1,066,900
2023	$6,259.00	$988,800 Land $288,000 Building $700,800	$988,800 Land $288,000 Building $700,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Windstream DSL	100 / 20

May also be available: Google Fiber.

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