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436 Oregon Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 436 Oregon Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1981
Square Footage1,479 sqft Heated Area
Lot Size9,583 sqft (0.219 acres)
OccupancyOwner Occupied
Tax Bill$724.00 (2025)

Property Details

APN / Parcel Number

Primary APN79436
Alternative APN
  • 012630000103630080

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,479 sqft Heated Area
Gross Area2,008 sqft Gross Area
1st Floor1,259 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1981
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,583 sqft (0.219 acres)
Depth X Width150 ft x 62.5 ft Depth x Width

Exterior Amenities

FenceFence
Shed1 Shed
Shed Area90 sqft Shed
PorchEnclosed Porch
Porch Area672 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number79436
Street Address436 OREGON AVE
CitySAINT CLOUD
StateFL
Zip34769-3070
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGALION GARDEN PB 1 PG 140 BLK 363 S 25 FT LOT 8 & N 37.5 FT OF LOT 9 1/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block363
Legal Lot Number1,8-9
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup5
Census Block5025
Census Tract43500

Owner

Source: Osceola County records · APN 79436

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address436 OREGON AVE, SAINT CLOUD, FL 34769-3070
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
ADDITION FINANCIAL CU
Dec 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
CENTRAL FLORIDA EDUCATORS FCU
Nov 28, 2018Deed of Trust, Mortgage · Conventional Mortgage
CENTRAL FLORIDA EDUCATORS FCU
Apr 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
ADDITION FIN'L CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 08, 1999
Deed SaleSep 08, 1999
Deed Doc Number0001654830
Record RefreshedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address436 OREGON AVE, SAINT CLOUD, FL 34769-3070
Transaction TypeMortgage
Record UpdatedApr 01, 2022
Title CompanyPRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address436 OREGON AVE, SAINT CLOUD, FL 34769-3070

Mortgage

Document Number0061712850
DateMar 15, 2022
Book Page6171/2850
Instrument2022041335
Lender
NameADDITION FINANCIAL CU
TypeCredit Union
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 01, 2042

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address436 OREGON AVE, SAINT CLOUD, FL 34769-3070
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyBRIGHT TITLE & TRUST LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052602798
DateDec 28, 2017
Book Page5260/2798
Instrument2017184706
Lender
NameCENTRAL FLORIDA EDUCATORS FCU
TypeCredit Union
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2033

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address436 OREGON AVE, SAINT CLOUD, FL 34769-3070
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054381929
DateNov 28, 2018
Book Page5438/1929
Instrument2018173359
Lender
NameCENTRAL FLORIDA EDUCATORS FCU
TypeCredit Union
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2033

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address436 OREGON AVE, SAINT CLOUD, FL 34769-3070
Document Number0057180726
Instrument DateApr 29, 2020
Transaction TypeMortgage
Record UpdatedJun 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address436 OREGON AVE ST CLOUD FL 347693070, ST CLOUD, FL 34769-3070

Mortgage

Document Number0057180726
DateMay 05, 2020
Book Page005718/000726
Instrument60619
Lender
NameADDITION FIN'L CU
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 04, 2035

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$724.00 (+10.2%) Homeowner's exemption$83,338 (+5.98%)$250,600 (+13.24%) Land $55,000 Building $195,600
2023$657.00 (+6.66%) Homeowner's exemption$78,632 (+3%)$221,300 (+16.54%) Land $50,000 Building $171,300
2022$616.00 Homeowner's exemption$76,342$189,900 Land $45,000 Building $144,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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