431 Oregon Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 431 Oregon Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1.5 Baths
Year Built	Built 1982
Square Footage	1,162 sqft Living Area
Lot Size	11,238 sqft (0.258 acres)
Occupancy	Owner Occupied
Last Sale	$153,000 (2016)
Tax Bill	$1,528.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0362-0120`
Alternative APNs	`263001000103620120` `79425`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,162 sqft Living Area
Gross Area	1,627 sqft Gross Area
1st Floor	975 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1982
Architectural Style	Custom Design Style
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	11,238 sqft (0.258 acres)
Depth X Width	150 ft x 75 ft Depth x Width
Porch Area	512 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	431 OREGON AVE
City	SAINT CLOUD
State	FL
Zip	34769-3069
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GALION GARDENS PB 1 PG 140 BLK 362 N 1/2 LOT 12 & ALL LOT 13 1/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	362
Legal Lot Number	12
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	5
Census Block	5030
Census Tract	43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0362-0120

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	431 OREGON AVE, SAINT CLOUD, FL 34769-3069
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 22, 2016 · Amount on Record
Deed Sale	Nov 22, 2016 · Amount on Record
Prior Sale	Apr 12, 2010 · Amount on Record
Deed Doc Number	2016174709
Deed Book / Page	5059 / 2389
Prior Transfer Date	Apr 09, 2010
Prior Transfer Doc	0039711121
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,589.00 (+3.99%) Homeowner's exemption	$131,660 (+5.99%)	$260,500 (+11.09%) Land $55,000 Building $205,500
2024	$1,528.00 (+3.38%)
2023	$1,478.00 (+4.53%) Homeowner's exemption	$124,224 (+3%)	$234,500 (+11.08%) Land $50,000 Building $184,500
2022	$1,414.00 Homeowner's exemption	$120,606	$211,100 Land $45,000 Building $166,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.