436 Morgan Rd, Chipley, FL 32428 Property Records

Washington County property record for 436 Morgan Rd, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,468 sqft · built 1976
Lot Size	1.42 acres (61,855 sqft)
Owner	Individual Name on Record
Tax Bill	$2,055 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01010005`

Property Details

APN / Parcel Number

Primary APN	`01010005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,468 sqft Heated Area
Gross Area	3,116 sqft
Flooring	Carpet
Interior Walls	Plywood
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	61,855 sqft (1.42 acres)
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	318 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	436 MORGAN RD
City	CHIPLEY
State	FL
Zip	32428-4514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18 3 12 1.42 ORB 1210 P 484 BG SEC, N 1305.04', NW 606.35' FOR POB, NE 77.40', NW 119.84', NE 130.92', NW 7.5', NW 96.94', W
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2037
Census Tract	970303

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	436 MORGAN RD, CHIPLEY, FL 32428-4514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY SOUTH CU
Jun 21, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 21, 2021
Transfer Doc	0067004589
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	436 MORGAN RD, CHIPLEY, FL 32428-4514
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 MORGAN RD, CHIPLEY, FL 32428-4514

Mortgage

Document Number	0067007560
Date	Nov 1, 2023
Book Page	1286/454
Instrument	202367007560

Lender

Name	COMMUNITY SOUTH CU
Type	Credit Union
Address	CHIPLEY, FL 32428

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Oct 26, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON FL
Recording Date	Jun 21, 2021
Property Address	436 MORGAN RD, CHIPLEY, FL 32428-4514
Document Number	0067004589
Book / Page	1210 / 484
Instrument Date	Jun 18, 2021
Instrument	202167004589
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3953 CRYSTAL LAKE DR, CHIPLEY, FL 32428-3436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 MORGAN RD, CHIPLEY, FL 32428-4514

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,055.00 (+6.31%) Homeowner's exemption	$189,254 (+2.66%) Land $9,656 Building $179,598	$189,254 (-12.9%) Land $9,656 Building $179,598
2024	$1,933.00 (+2.38%) Homeowner's exemption	$184,356 (+3%)	$217,279 (+9.06%) Land $8,520 Building $208,759
2023	$1,888.00 (+12.31%) Homeowner's exemption	$178,986 (+9.95%)	$199,220 (+22.38%) Land $8,520 Building $190,700
2022	$1,681.00 Homeowner's exemption	$162,785 Land $7,810 Building $154,975	$162,785 Land $7,810 Building $154,975

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1990–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Morgan Rd

Nearby Streets

All Chipley, FL Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures