407 Morgan Rd, Chipley, FL 32428 Property Records

Washington County property record for 407 Morgan Rd, Chipley, FL 32428

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,080 sqft · built 2017
Lot Size	35 acres (1,524,600 sqft)
Owner	Individual Name on Record
Last Sale	$105,400 (Mar 2021)
Tax Bill	$1,444 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01010003`

Property Details

APN / Parcel Number

Primary APN	`01010003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,080 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,524,600 sqft (35 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	407 MORGAN RD
City	CHIPLEY
State	FL
Zip	32428-4515
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	18 3 12 35 ORB 1201 P 400 BEG SEC, N 1305.04' FOR POB, N 943.54', W 361.50', N 361.50', W 959.64', S 1310.87', E 525.30', N
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2037
Census Tract	970303

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	436 MORGAN RD, CHIPLEY, FL 32428-4514
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2021 · Amount on Record
Deed Sale	Mar 22, 2021 · Amount on Record
Deed Document Number	202167002036
Deed Book / Page	1201 / 400
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Mar 22, 2021
Property Address	407 MORGAN RD, CHIPLEY, FL 32428-4515
Document Number	0067002036
Book / Page	1201 / 400
Instrument Date	Mar 19, 2021
Instrument	202167002036
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$737.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4373 CRYSTAL LAKE DR, CHIPLEY, FL 32428-3441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3953 CRYSTAL LAKE DR, CHIPLEY, FL 32428-3436

Mortgage

Document Number	0000000402
Date	Mar 22, 2021
Instrument	1201/402

Lender

Name	COMMUNITY SOUTH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	11%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill
2025	$1,444.00 (+1,905.56%)
2024	$72.00 (-1.37%)
2023	$73.00
2022	$73.00

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1990–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Morgan Rd

Nearby Streets

All Chipley, FL Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures