436 Misty Oaks Ln, Eustis, FL 32736 Property Records

Lake County property record for 436 Misty Oaks Ln, Eustis, FL 32736

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,490 sqft · built 2009
Lot Size	0.15 acres (6,529 sqft)
Owner	Individual Name on Record
Last Sale	$194,000 (Jul 2009)
Tax Bill	$2,375 (2024)
Deeds & Mortgages	Mar 2026 Mortgage May 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-19-27-0950-000-06200`

Property Details

APN / Parcel Number

Primary APN	`07-19-27-0950-000-06200`
Alternative APNs	`271907095000006200` `3844724`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,490 sqft Living Area
Gross Area	2,890 sqft
1st Floor Area	1,495 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,529 sqft (0.15 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	40 sqft
Deck Area	Deck Area
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3844724
Street Address	436 MISTY OAKS LN
City	EUSTIS
State	FL
Zip	32736-2276
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRPD
Legal Description	MISTY OAKS PB 56 PG 93-94 LOT 62 ORB 3793 PG 2219
Legal Range	27E
Legal Township	19S
Legal Section	7
Legal Subdivision	MISTY OAKS
Legal Tract	A-O
Legal Block	1
Legal Lot Number	62
Jurisdiction	LAKE FL
Township / Civil Division	EUSTIS
Census Block Group	1
Census Block	1049
Census Tract	30203

Owner

Source: Lake County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	436 MISTY OAKS LN, EUSTIS, FL 32736-2276
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
May 18, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2009 · Amount on Record
Deed Sale	Jul 14, 2009 · Amount on Record
Deed Document Number	200974907
Deed Book / Page	3793 / 2219
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	436 MISTY OAKS LN, EUSTIS, FL 32736-2276
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 MISTY OAKS LN, EUSTIS, FL 32736-2276

Mortgage

Document Number	0067090567
Date	Mar 30, 2026
Book Page	6709/567
Instrument	2026038065

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	436 MISTY OAKS LN, EUSTIS, FL 32736-2276
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 MISTY OAKS LN, EUSTIS, FL 32736-2276

Mortgage

Document Number	0059590571
Date	May 18, 2022
Book Page	5959/571
Instrument	2022069703

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	476 Months
Due	Jan 21, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Eustis City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,550 (+2.89%)	$339,773 (-) Land $94,500 Building $245,273
2025		$164,780 (+5.98%) Land $94,500 Building $70,280	$339,773 (-0.57%) Land $94,500 Building $245,273
2024	$2,375.00 (+4.9%)
2023	$2,264.00 (+2.07%) Homeowner's exemption	$155,480 (+2.99%)	$341,706 (+14.59%) Land $94,500 Building $247,206
2022	$2,218.00 Homeowner's exemption	$150,960	$298,206 Land $51,000 Building $247,206

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2018–2025)
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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