381 Misty Oaks Ln, Eustis, FL 32736 Property Records

Lake County property record for 381 Misty Oaks Ln, Eustis, FL 32736

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,490 sqft · built 2008
Lot Size	0.138 acres (6,007 sqft)
Owner	2 Individual Names on File
Last Sale	$91,700 (Mar 2020)
Tax Bill	$4,542 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-19-27-0950-000-04400`

Property Details

APN / Parcel Number

Primary APN	`07-19-27-0950-000-04400`
Alternative APNs	`271907095000004400` `3844706`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,490 sqft Living Area
Gross Area	2,890 sqft
1st Floor Area	1,495 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2024
Exterior Material	Brick/Concrete Block Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,007 sqft (0.138 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	40 sqft
Deck Area	Deck Area
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3844706
Street Address	381 MISTY OAKS LN
City	EUSTIS
State	FL
Zip	32736-2275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRPD
Legal Description	MISTY OAKS PB 56 PG 93-94 LOT 44 ORB 4953 PG 58 ORB 5445 PG 188
Legal Range	27E
Legal Township	19S
Legal Section	7
Legal Subdivision	MISTY OAKS
Legal Tract	A-O
Legal Block	1
Legal Lot Number	44
Jurisdiction	LAKE FL
Township / Civil Division	EUSTIS
Census Block Group	1
Census Block	1049
Census Tract	30203

Owner

381 Misty Oaks Ln is owned and occupied by two individuals who bought it in March 2020.

Source: Lake County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	381 MISTY OAKS LN, EUSTIS, FL 32736-2275
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Mar 26, 2020	Quit Claim Deed, Transfer CALIBER HM LOANS
Jun 2, 2017	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2020 · Amount on File
Deed Sale	Mar 26, 2020 · Amount on File
Prior Sale	Jun 2, 2017 · Amount on File
Deed Document Number	202036350
Deed Book / Page	5445 / 188
Prior Transfer Date	Mar 19, 2020
Prior Transfer Doc	0054450188
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	381 MISTY OAKS LN, EUSTIS, FL 32736-2275
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 MISTY OAKS LN, EUSTIS, FL 32736-2275

Mortgage

Document Number	0056660025
Date	Mar 17, 2021
Book Page	5666/25
Instrument	2021036399

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Mar 26, 2020
Property Address	381 MISTY OAKS LN, EUSTIS, FL 32736-2275
Document Number	0054450188
Book / Page	005445 / 000188
Instrument Date	Mar 19, 2020
Instrument	36350
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Tax	$642.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	381 MISTY OAKS LN EUSTIS FL 327362275, EUSTIS, FL 32736-2275

Mortgage

Document Number	54450192
Date	Mar 26, 2020
Book Page	005445/000192
Instrument	36351

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	240 Months
Due	Mar 25, 2040

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 2, 2017
Property Address	381 MISTY OAKS LN, EUSTIS, FL 32736-2275
Document Number	0049530058
Book / Page	4953 / 0058
Map Reference	MB 56 PG 93
Instrument Date	May 24, 2017
Instrument	2017059826
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	APPLE TITLE LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11816 PROVIDENCE BAY CT, 11816, LAKESIDE, CA 92040-2360

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8800 TREASURE ISLAND RD, LEESBURG, FL 34788-3215

Mortgage

Document Number	2017059827
Date	Jun 2, 2017
Instrument	2017059827

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 381 Misty Oaks Ln was $4,542 with a homeowner's exemption, up 1.7% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Eustis City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,390 (+2.9%)	$339,773 (-) Land $94,500 Building $245,273
2025	$4,542.00 (+1.66%) Homeowner's exemption	$271,520 Land $94,500 Building $177,020	$339,773 Land $94,500 Building $245,273
2024	$4,468.00 (+4.42%)
2023	$4,279.00 (+1.52%) Homeowner's exemption	$256,190 (+3%)	$341,706 (+14.59%) Land $94,500 Building $247,206
2022	$4,215.00 Homeowner's exemption	$248,730	$298,206 Land $51,000 Building $247,206

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 381 Misty Oaks Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2018–2025)
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 381 Misty Oaks Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink.

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