436 Lawrence Ave, Elgin, IL 60123 Property Records

Kane County property record for 436 Lawrence Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,452 sqft · built 1903
Lot Size	0.189 acres (8,221 sqft)
Owner	Company Name on Record
Last Sale	$155,000 (Dec 2023)
Tax Bill	$5,313 (2025)
Deeds & Mortgages	May 2024 Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-14-132-011`

Property Details

APN / Parcel Number

Primary APN	`06-14-132-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,452 sqft Living Area
Gross Area	2,304 sqft
Basement Area	852 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Construction Type	Frame
Lot Area	8,221 sqft (0.189 acres)
Lot Width	89 ft Width
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	436 LAWRENCE AVE
City	ELGIN
State	IL
Zip	60123-3516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W C KIMBALLS 2ND ADDN EXCEPT NORTH PART (BEING 55 FT ON SILVER ST & 96 2/3 FT ON EAST LINE) LOT 7 BLOCK 50
Legal Subdivision	W C KIMBALLS 2ND ADDN
Legal Block	1
Legal Lot Number	7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1003
Census Tract	851102

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	938 ASCOT DR, ELGIN, IL 60123-6759
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 3, 2024	Deed of Trust, Mortgage · Commercial Mortgage RFLF 4 LLC
Dec 26, 2023	Warranty Deed, Transfer · Conventional Mortgage BARGER REAL ESTATE LLC
Dec 30, 2019	Warranty Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2023 · Amount on Record
Deed Sale	Dec 26, 2023 · Amount on Record
Prior Sale	Dec 30, 2019 · Amount on Record
Deed Document Number	202344910
Prior Transfer Date	Nov 14, 1996
Prior Transfer Doc	0000082147
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	436 LAWRENCE AVE, ELGIN, IL 60123-3516
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014665
Date	May 3, 2024
Instrument	2024K014665

Lender

Name	RFLF 4 LLC
Type	Non-Lending Institution
Address	CHICAGO, IL 60606

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 26, 2023
Property Address	436 LAWRENCE AVE, ELGIN, IL 60123-3516
Document Number	0000044910
Instrument Date	Nov 30, 2023
Instrument	2023K044910
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	NOT AVAILABLE, DOMA TITLE INSURANCE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	436 LAWRENCE AVE, ELGIN, IL 60123-3516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 ASCOT DR, ELGIN, IL 60123-6759

Mortgage

Document Number	0000044911
Date	Dec 26, 2023
Instrument	2023K044911

Lender

Name	BARGER REAL ESTATE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	12%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 30, 2019
Property Address	436 LAWRENCE AVE, ELGIN, IL 60123-3516
Document Number	0000062894
Instrument Date	Dec 11, 2019
Instrument	62894
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$232.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	937 BALSAM LN BARTLETT IL 601035802, BARTLETT, IL 60103-5802

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,313.00 (+3.49%)	$69,654 (+8.57%) Land $20,181 Building $49,473	$209,046 (+8.57%) Land $60,567 Building $148,478
2024	$5,134.00 (+26.39%)	$64,156 (+21.39%) Land $18,588 Building $45,568	$192,545 (+21.44%) Land $55,786 Building $136,759
2022	$4,062.00 (+4.91%) Homeowner's exemption	$52,849 (+6.96%) Land $15,312 Building $37,537	$158,547 (+6.96%) Land $45,936 Building $112,611
2021	$3,872.00 Homeowner's exemption	$49,410 Land $14,316 Building $35,094	$148,230 Land $42,948 Building $105,282

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–2009)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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